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Charged and refunded on the same day - vastly different rates
I stayed at an Ibis hotel in Spain last week and I gave my Nationwide Select Credit Card (no charges for foreign transactions) when booking and when I paid at the hotel upon check-in. Looking at my statement now there are a total of five transactions from them: I phoned the hotel and the manager explained that they charge…
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Can we use a Santander 123 to use buses, trams, trains etc in london??
hello all, I currently have a santander 123 credit card. I received an ameail from santander informing me they will pay 3% cash back when using buses, trains, the under ground, over ground in london, is this true? My current Oylster card is capped after the third journey on the bus, will my credit card be capped in the…
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MSE Credit Card Eligibility Checker
Is this as bad as it seems....... I filled in my details in the MSE Credit Card Eligibility Checker, the results gave me eleven results and every single one gave me 0% of being accepted, stating I am not eligible for the cards I want to try and boost my credit rating, so does this mean my credit rating is so poor, that…
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Credit card cash transactions question
I want to pay Car Tax and Gas/Elec with my Barclaycard. Could anyone tell me if they would be classed as a purchase when it comes to paying interest or a cash transaction.
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Claiming back CC charges for Currys/PC World warranty
Hi Everyone I recently got a letter from PC World because I had changed credit card number and they weren't able to charge my new card. Puzzled why they were charging me, I discovered they had been charging me for nearly 4 years for a warranty on a laptop I had purchased from them. I had never authorised or known about…
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No decent cash back CCs????
I've been using cash back credit cards for as long as I can remember, - my current MBNA one has just changed so I won't be getting anymore cash back on that... and all the ones which are currently on offer at the moment have annual fees... - isn't there any decent free ones available anymore?
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Booked holiday on credit card
Hello, I paid a deposit for a holiday, and with the price we were quoted for the trip, it stated that transfers had been included. We paid the deposit and then received a receipt that stated that transfers are not included in the quoted total. The holiday provider are now contesting what we had been quoted for and say we…
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Balance transfer
I recently had to pay an unexpected tax bill with my credit card,are there any credit card companies who would let me transfer£5000 into an interest free card?
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new credit card 0% deal
Would appreciate hearing from someone that's had a similar experience. applied for a new credit card to take advantage of the 0% balance transfer deal. Unfortunately missed out on the deal as I mislaid my card in the house, eventually found it - too late to take advantage of the balance transfer - did not realise there was…
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MBNA Credit Card Application
hi everybody, I applied for MBNA credit card, after the application I received a message that I need to call a 0800 number to discuss my application, if they don't receive my call within 10 days, they will make a decision based on the information I've submitted in the application. I What does this mean ? Is it a referral ?…
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Am I covered for accident waiver?
On my last three holidays in Europe I have hired a car paying for this on my credit card. On each occasion I have been advised by the company (all different) to pay an accidental damage waiver of around 45 euros to cover any minor damage etc. Whilst on holiday this time I happen to have read the autobiography of an…
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Online shopping account address, doesn't match bank card address
Hi all, For example, if you have an account with amazon and the address on your account does not match the address where your credit / debit card is registered, should this cause a problem? The reason I ask is that if a retailer is taking a card not present transaction, and the address verification service does not match…
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Barclaycard Debt after death
Hello, My mother in law passed away a few weeks ago, and we have discovered a barclaycard in her name with £1700.00 of debt attached to it. She lived in a council house for 40 years. She paid no rent as she had lived there for so long. she paid no council tax. she only paid very low rates for utilities. the only income she…
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new NatWest cashback credit card
Haven't seen this mentioned yet but worth a look (Taken from their website) 1% on ALL supermarket shopping (excluding petrol forecourts) At least 1% on ALL shopping at Cashback Plus retailers 1% on ALL contactless transactions until 31st March 2015 0.5% on ALL other purchases at home and abroad No balance transfer fees -…
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Buying flight tickets in New Zealand
Please advise I am buying 2 flight tickets for dd and gd to travel from NZ to UK, daughter will arrange via travel agent in NZ and I will pay. What is the best way to pay? Credit card is 2% surcharge. I have Post Office card also Tesco card (points on this one) I trust that I would pay in NZ dollars.
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Real World Credit Card Advice
Hi, Here's a real world problem that im sure some people wont agree with but could do with some advice on. I have a credit card and need a little advice on where to go next. I currently have about £1500 on a 0% balance transfer card which runs out in January 2015. I will have the amount paid off in full by then but we need…
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Credit card statement help
Hiya. Glancing over my bank statement this morning I noticed that I had £500 outstanding balance on balance transfer which I have been paying interest on. I might be being thick but how have I got this outstanding. Never noticed it before and is this debt on top of my balance? Any help would be greatly appreciated.
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Challenging credit card decision
Just been refused a John Lewis credit card in my own name, even though I hold a joint one with my husband (and have for years and years). I wonder if it's worth arguing? I am a home owner. He earns a large salary. I earn a small salary (but more than the £4000 they stated as a minimum). Things that are perhaps counting…
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Paying for a boiler
Hi all, I have just had a new boiler installed, costing around £3000. I am about to pay the invoice, but just wondered if there was any way to put it on a card and pay it off gradually. I have the cash, but would like to keep a rainy day fund if possible. The installer doesn't take credit card and I need to transfer the…
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Nationwide BT Timing
New BT done on new Nationwide cc. Info screen states BT's can take up to 10 working days. Just wondered if this was actually the reality? It seems very slow compared to other BT's we've done in the past. Has anyone BT'd to Nationwide recently? How long did it take? I'll need to factor another payment into the budget to the…
