-
Barclaycard Account Number - HELP!
Hi. Trying to arrange a repayment plan with Barclays. Anyone know where I get my account number from? Tried my card number and everything! On their payment solutions website.
-
Loan amount onto 0% credit card
Hi all, This has most likely been answered many times over but I've struggled to find a sufficient explanation. I have £4500 left on an old Egg Loan (now done by idem servicing) and I wondered whether it was possible to transfer this amount onto a 0% CC? Are there any rules about transfers from loans to CC? Thanks for…
-
Credit Card Advice Please
Hi, I have about £2.5k of debt, £2k is on a credit card which was 0% until recently and £500 is in an overdraft facility which is free (student overdraft). Im now starting to be charged interest on my credit card and Im thinking that the best thing to do is to get a new credit card which offers a free balance transfer of…
-
20 Y.O. Credit Card with Capital One
Until around 6 months ago my family have always denied me a debit card so I've been walking around and using a cash card withdrawing money whenever I needed it and never bought goods online. So without their knowledge I got a debit card and I also got a credit card with Capital One (I thought it would be good to improve my…
-
Barclaycard cc
Hi ive applied for a barclaycard sat night and it said processing. Then i get a text today saying your new barclaycard will be with you in two days. Has anyone ever received this? I havent received an email or anythin so i dont know if this is real or not. I dont know what my balance is or anything. Any help would be…
-
Credit Card mismatch on balance transfer
Hi All I recently signed up for a 0% 17 month balance transfer card with Santander to transfer a c. £1800 balance across from my Natwest card and pay back within the 17 months. When ringing up to complete the transfer I was told there was a "card mismatch" and they couldn't do the transfer. They advised me to call Noddle…
-
Credit card partial settlements
If anyone can help with the following it would be most welcome - I have a deadline for this of the 30th September 2014. I will keep it as brief as possible.... I have had two credit cards (HSBCicon and MBNA) for ~ 7 years. During this time I kept up with monthly repayments of ~ £50 a month. 18 months ago I entered a bout…
-
Capital One Classic extra direct debit payment
Hi Can anybody tell me if Capital One reduce a monthly direct debit payment if additional manual payments are made? Thankyou.
-
Account Verification
Hi Has anyone heard of this company Option FM? I've never heard of a company asking for either of the points below as account verification, I'm interested in peoples opinions please. "Option.fm is required by law to verify all client accounts in order to ensure the protection of your funds and to guarantee that no other…
-
Costs, benefits and risks of using credit cards
I'm putting together a session for 11-year olds, and their maths objectives include 'I understand the costs, benefits and risks of using bank cards to purchase goods or obtain cash and realise that budgeting is important'. So what are the costs, benefits and risks of using a credit card? I'm thinking things like paying…
-
Santander Credit Card
I have a Santander Credit Card and for several months I have noticed that despite not using the credit card my minimum payment has continually increased. On looking at the account statement more closely it appears that every time I make a payment on my account each month, this payment is treated as a "transaction" which…
-
M&S Card
I wonder if anyone in the financial industry can let me know about this? I ordered a coat from M&S in store yesterday and paid with my M&S credit card, but this morning I had an email from them to say that the order was cancelled because the item is out of stock and they are sending me a cheque for the refund. I phoned…
-
Change of Address, or better how to cancel LLoyds Avios Cards
Hi all, I am failing at changing my address with my Lloyds Duos Avios card, there is no form online, some addresses on the web (where to eventually send a form) are old (quoting TSB). I've called their customer service and they promised to send me a form, which never arrived. I am quite fed up with this, this is the 3rd…
-
Ford Credit - Final Payment
Hi, I'm not sure if I've posted this in the right place but it's credit related so I hope so :) I am coming up to the end of my 2 year Ford Option and can now either pay off the balance and own it, give it back or get a new one. I am paying off the balance and owning it this time as I've been stuck in a circle for the last…
-
Both credit card details stolen
Hi, Just today I discovered both my credit cards were used fraudulently. One transaction on each card was the same. How is is possible that both card details were stolen? All I can think of is that someone at work has gone through my things when I wasn't at my desk and taken the details. No one else would have had access…
-
Should I cancel my card?
Hi. I have a 0% Barclaycard that I have had for 18 months now and the rate has come to an end, with a Nil balance. As I have received a new Tesco 0% card, should I cancel my Barclaycard or keep it active? The credit limits are: Barclaycard - £6500 Tesco - £5700. Many thanks Chris
-
Spend almost 100% of your available credit
Hi, I understand that I shouldn't use more than 50% of the credit available to me, but can lenders see the how much of my available credit I have used in the past? If they don't, is there a problem spending almost all of your available credit every month, get as much points/cashback as possible and then pay in full? And…
-
Platinum Cashback Everyday credit card
I want to make a fairly expensive purchase and was thinking of getting this AME card to get the benefit of the 5%. I realise I would need to spend a further £1000+ on it to qualify for the cashback. And see they charge £20 a year if the card is not used thereafter. " Dormancy Fee of £20 is payable for each 12 month period…
-
Natwest Credit Cards
Do Natwest at the moment only have one sort of Credit Card?
-
celticlion23Hi everyone, I borrowed money from my dad to go on holiday because I got
Hi everyone, I borrowed money from my dad to go on holiday because I got a new job. Unfortunately the job has temporarily fallen through. It was recommended as a cheap option that I get a 0% purchases credit card for 16 months and make a transfer of the £800 cash I owe in to my dads bank account as he needs it asap.. Is…
