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CC and additional card
OK, this is probably a really simple [STRIKE]stupid[/STRIKE] question, but I can't seem to figure it out. I have just been accepted for a 123 credit card (It has just today shown up on the internet banking, I don't have cards for it yet). I applied for a card in my name and an additional one in my partners name. When I…
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Am I being silly? ditching CC?
I have a CC which i use daily and pay back in full each month - never late paying. My "normal" bank account sometimes drops to around £100 but I am also putting away money into a savings account for me, and my 2 children. Now, I dont struggle to pay my CC back but it is scaring me the amount i am getting into "debt" each…
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Disputed/Unfulfilled Transaction
I'm not sure if this is on the right board, so please feel free to direct me elsewhere if more appropriate. I booked a flight for this coming August from Kutaisi (Georgia) to Lviv (Ukraine) with WizzAir (Ukraine division) back in January, using my visa credit card - in April I was contacted by them advising me of a change…
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Sentinel
On Martins pages I read somewhere that the Card Compensation scheme does not include Sentinel I rang the CCP and I was told the scheme does not include Sentinel They told me that`s why I had not received a letter from them. So, can I claim a refund from Santander who are paying my Sentinel subscriptions sending my own…
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Getting a Balance Transfer Deal - Barclaycard
Hi folks. I recently was able to pay a decent chunk of money off a BarclayCard. I was hoping I might then be able to use the credit I now have on that account to to do a balance transfer from a couple of other cards. I thought I might be able to get a 0% deal, and transfer from my Abbey/Santander credit card to the…
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0% balance transfer problem
Hi. I'm in a quandary about what to do so any advice appreciated! I have 2 credit cards. One is a 0% deal with Natwest which is just now ending. The other is a regular one with the Coop. I owe about £6500 on the Natwest card and £3500 on the Coop. I was intending on getting a new 0% to move both balances onto. However,…
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Credit card fee by merchant
I have just ordered a new 0% credit card with the plan of buying a car with it and then pay it back over a period of time. The company selling the car said that they charge a 3% fee for using the credit car. I have a few questions 1. What would the fee be for? 2. Whay is it a % and not a flat fee 3. Is there any way to…
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Credit/Debit card suspicious payments
I've recently set up a new website and accept payment through Worldpay. Then I noticed the occasional 'warning' from Worldpay, so phoned them to find out about these warnings. It seems, generally, they are from customers who put in a completely different payment address to the cardholder's address and the bank approves it…
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British Airways card - any charges for FX transactions?
I have a question for those of you who have the British Airways American Express card - if I buy online from Amazon something in US Dollars, would I be paying extra for paying in a foreign currency?
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Switching to another credit card while unemployed
Hi everyone! Is it possible to switch a balance to a 0% interest (on balance transfers) credit card when you are in-between jobs and have an average credit rating (not blacklisted etc)? I am actively planning on being self-employed and will have a few part-time jobs before that, but currently not working and sick off just…
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Long term good idea?
hi all Been plugging away at paying off cards, and iv got to a point where iv got two empty and one virgin with a 3k balance(limit 4.2k) 0% until 2016 January Barclays at £0 balance which I manually lowered to a £750 limit for "emergencies", I then tried to cancel which they me sweetend me into a forever rate of 10.9%…
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Chargeback: Faulty goods?
Hello, I hope you're all well! So, I was wondering if anyone could help? I bought some toy cars off of eBay and they became faulty. The items were fine and now aren't charging, so literally duds. Spoke to the seller, they agreed on a 40% refund. I agreed, couldn't be bothered faffing around. And they've gone dead. Its been…
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Bypassing credit card cash fees
Help me MSE! You're my only hope. I ran into an unexpected financial meltdown this month, my car failed its MOT and due to my ineptness I miscalculated how much money I'd have left after I paid the mechanics. By the end of this month, I need £200 in my bank to cover my direct debits. I'm not paid until half way through…
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vanquis gold
they sent me a gold card at weekend do i have use it or can i still use old card wasnt aware they were sending one ,so dont know API on it how do i check thanks
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can online store accounts charge an admin fee?
I have several online store accounts. Although they offer credit I prefer to pay at once online for any purchases (just as I clear my Barclaycard monthly). However the payments do not always show up at once on some accounts (I have no idea why as I pay with my Visa card.) Can an online shop charge an additional admin fee…
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Luma Mastercard credit limits
Hi, Just asking this . . . I currently have a Luma MasterCard and now had it for four months all paid and up to date. Does anyone know how often they raise limits? Thanks.
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Aquacard advice
Hi guys, I took out an aquacard a year ago to build up my credit and have managed my account very well- I use it often then pay the entire balance every month. This had led to various credit increases. However due to (as it turns out bad) advice from friends last month I paid of a partial amount (well over the minimum…
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Overseas spending with Halifax Clarity
Hey all, hope you've had a good weekend. I've had a Halifax Clarity Credit card for over a year and love it. I use it to do all my spending overseas and for that it's great. My question was about online purchases when overseas. For example, booking.com, hotels.com when booking hotels, or indeed airline websites such as…
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Paid online account with Visa - not showing in payments
I recently purchased something from Simply Be online. Having filled my basket, I started to set up a credit account but changed my mind before completing the request and restarted the payment, chosing the alternative "Do Not Open account, pay for the ordered items directly using debit or credit card." Then I paid the…
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Claiming under section 75?
Towards the end of May 2014 we ordered a new caravan and paid a deposit of £200 by Credit Card over the phone as the dealer was about 100 miles away. When we never received any paperwork for the transaction, we chased up the dealer and they emailed us a copy of the the top page of the order and nothing else. No T & Cs etc.…
