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Credit card for new Ltd startup
Hi I am in the process of starting a Ltd company. I'd like to use a business credit card to pay for expenses with. My credit is ok. Which banks are considerate of no trading history? As I understand a credit check is done against the company as well as the applicant Names of banks or providers welcome Cheers
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Gumtree private sale problem
Hi guys, I'm new and really need some advice About 3 months ago I sold an iPhone on gumtree to my knowkedge it was unlocked,although I never actually put this on the advert, anyway after 3 months 3 months later I'm being bombarded with threatening texts (about 50 a day) saying how he knows were I live how hes going to find…
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Vanquis Nightmare - Please advice
Dear All, Let me tell you my story. I've had a vanquis card for about 2-3 years and never missed a payment, my credit limit was increased up to 3000. About a year ago I had some family issues and I had to move back to another country (within EU) . My salary dropped in double, and I have payslips to prove it. I've been…
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Non-sterling Transaction Fee
I recently booked my accommodation for my family holiday direct with the hotel in order to save money. I paid the hotel using a BoS Credit Card. BoS then charged me a non-sterling transaction fee of £110. I have written to them and they are not budging! Can I do anything more about it? How can I avoid this in the future?
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Thinking of a Natwest Yourpoints Card....DONT
So apparently Natwest do their damn hardest to stop you paying off your credit card!!!! After calling last month to pay off the full amount they advised i could not pay it until the interest had calculated and a letter was received the following month, however they had intact closed the account so no other charges would be…
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Letter from Aktiv Kapital- but no record of debt on credit report
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Post Office Credit Card-Don't Bother
I applied for and was given a Post Office Credit Card. I asked for a balance transfer to be made (reason for applying). They eventually told me that it had failed as I had supplied incorrect information. I rang them and confirmed the details and just to be sure I also sent them a payment slip for the credit card concerned.…
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Transfer Car Loan to credit card
Is it possible to transfer the balance on my car loan to a 0% credit card?
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Direct debit not set up, late payment?
Hi I hope someone can help. I have a capital one card and set up a direct debit for the full amount to be debited each month. I sent the request and it looked like everything had gone through ok, however I logged on to my account to check the payment was taken correctly but the direct debit details are no longer on my…
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Capital One worse than Wonga
I was in Lidl during this heatwave to buy some ice cream for my girls but forgot my cash, pull out a Capital One card, Lidl don't accept credit cards, rush out to an atm and withdraw £10 cash, rush back to Lidl to pick up the ice cream before it melts, it's only later when I checked the charges for a £10 cash withdraw…
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credit card charges on flights
Hello is it possible to use a visa debit card when booking a flight and get the same consumer protection as a credit card? If not is there an alternative to paying the credit card fee? Thanks MAT
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Get rid of 2 credit cards??
Hi, please can someone help, I am so confused with what to do about my credit cards? I have just got married and decided to get a credit card to help with funds and as I had never had any credit before, I got the Barclaycard Initial. After a few months, and trying to read and understand the information I decided to try and…
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Applying for credit card when recently moved house
Hello, I'm looking for some advice on my credit card situation. I've currently got a Natwest 0% interest card and the 0% interest period is due to expire in mid September. My plan was to do a balance transfer to another 0% card once this had ended. However....long story short we ended up having to move right when I wanted…
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nat west credit card debt
I have a nat west credit card debt ,which I am trying to pay off via debt management plan . is it worth while to look in to ppi claim or to help with reducing the amount owed or would this cause NatWest whom have placed this debt with there debt management people????????.I have been on this debt plan for 3years but the…
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Declined due to high level of debt.. Confussed!
Hi Guys + Girls! :) I was declined by Sainsburys for a credit card due to high level of unsecured debt on my file. I have £600 balance on one other credit card, and on £280 a loan (due to be cleared in Feb via monthly DD!) My basic salary is £18,000 but with commission is around £22,000 per year. What I want to know, from…
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Chargeback/Dispute on Prebooked hotel? (Holiiday Inn -Natiowide CC)
Holiday in hotel prebooked, nationwide credit card paid for it online......cc details were provided online... They ONLY take the money next week (when the staying date is)..... so no money has been taken out yet. The hotel is to be stayed in, in 1 weeks time, so book in advance. Some personal family situation (which i…
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What if I can't pay my monthly CC installments?
Hi there, I have a number of credit cards, each of which I pay off the minimum balance each month. At the moment I am really struggling and have credit cards bills to pay this month of around £400. Do you know if its possible for me to speak to each of my creditors and explain that i'm having financial difficulty? Do you…
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Vanquis credit limit
I always thought that vanquis offered a credit limi of a max 3K Got a letter this morning saying mine is being increased to 3500 from next month.. Ain't that mad
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Problem with Aqua
Hope you lovely people can help as I am out of ideas! Apologies for my long post. In 2010 I opened a credit card account with Aqua I subsequently closed it late 2012, this was shown correctly as settled on my credit reports. Looking at my report in October 2013 another Aqua account had appeared on my credit file with the…
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halifax debit card.
Has anyone else had the experience of the Halifax effectively taking debit card payment only when you don't have sufficient funds in your account? Talk talk sent me an email saying they were going to debit my card on the 4th July. At the time there were sufficient funds. My balance dropped and only when it got to below the…
