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Credit card for new Ltd startup

Hi

I am in the process of starting a Ltd company. I'd like to use a business credit card to pay for expenses with. My credit is ok. Which banks are considerate of no trading history? As I understand a credit check is done against the company as well as the applicant

Names of banks or providers welcome

Cheers

Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Almost none

    Most will give you a debit card to be able to pay online etc but as you can do a runner and the bank is the one carrying the can they generally wont give CCs

    American Express and Capital One may be two exceptions as I believe both cards are actually issued to you personally and they pretty much just write the business name on the card as well.

    Do you actually need credit or just want the ability to pay by card? If its just to pay by card then either use the debit card or get a personal credit card with cashback or points etc and then expense it back to the company. The benefits on personal cards are much higher and those points are then yours
  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    agreed.
    i use a combination of personal credit cards and business debit cards.
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