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Applying for credit card after landing a new job
I've been working at my new full time job for about a month having come from a part time job. I'm looking to apply for a new balance transfer card now that I'm earning a higher income and should be eligible for longer 0% deals. I was wondering whether there's a certain amount of time i would need to wait before my salary…
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First time credit card potential buyer
I want to get a credit card to build my credit score and maybe get some rewards. I am 18 and 1/2 and a small/medium business has employed me as an apprentice earlier this month. I want to get a credit card for the many benefits and I will be paying off the balance in full each month via an auto-payment to a current…
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deposit for new windows on credit card
apologies if this is not in the correct place my mother in law has spent £7200 pound on new windows in nov 2013, she paid £1400 deposit on credit card and balance by draft the windows and doors are giving lots of problems parts falling off and doors are catching, the company say they are bankrupt but answer phone if you…
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Barclaycard surprise - how?
To give a bit of background I am a recovering compulsive gambler (not had a bet for over 2 years now) and got into a fair bit of financial trouble. With the help of Gamblers Anonymous I sorted out my financial mess with a debt management plan that I completed just over a year ago (previously I had an IVA -now completed and…
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Booking a holiday, want advice on 0% Money Transfer cards.
Hi guys, (I start with some back story, so skip ahead to line of hypens if you just want my questions.) So I am looking to book a holiday for me, my partner, and my mother. The holiday is a 50th birthday present (for my mother) rolled into our usual annual trip to Florida. In the past, we have been able to put a deposit on…
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Virgin (MBNA) Card opinions?
Hello! Right I've a slight conundrum and wondered what you guys thought. I've had a Virgin card for a few years now but I stopped using it a while back and somehow actually accrued a >£20 credit. I received a letter from them a month ago saying that as there has been no activity they were proposing to close the account. No…
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Non-authorised recurring payment on car insurance
My RAC car insurance took a payment from my bank account by debit card last month. I informed my bank over two weeks prior to that of the amount and the payee as I received a renewal quote from them telling me that they would take the next payment automatically. I phoned RAC on the day of receiving the quote to advise them…
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Does anyone have a Natwest credit card (and has recently checked credit reports)?
As per the title... does anyone have a Natwest credit card (and has recently checked credit reports)? If so do Natwest seem to report to the CRA monthly in your case? Would also be interested in which date the update is from as wondering if they report all accounts on the same day. I checked my call credit report and…
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Does this constitute fraud?
This issue crosses both property & credit cards, hence the reason I am posting it in both forums. We are in the process of selling our flat, have agreed a price with the buyer, formally accepted via lawyers etc but at the point of concluding the missives, the purchaser decided to drop her offer by several thousands of…
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MBNA Card
I have done a check on Noddle and under my credit cards there appears to be one under MBNA with a balance of £-29. I cannot remember opening this card, though is seems it was opened in 2010 but due to the positive balance it is all in green. I had to google MBNA to find out what it actually was! What is the best way for me…
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Balance transfer out and back?! Pls Help!
HI Any help much appreciated! Currently have £xxx on Barclaycard. I have an offer from Barclaycard for 0% balance transfer. My question is this.... I have another CC with no balance currently so, can I be sneaky, and move the Barclaycard debt across to the other CC then BACK to Barclaycard to take advantage of the 0%? (my…
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Attention Stooges-PO Credit Card - don't bother if transferring from a Barclaycard!
What a good deal I thought.....0% for 18 months and a superb balance transfer fee of just 0.7%. Got the card no problem. Called the post office today to transfer the balance from my Barclaycard - they tell me that they cannot do balance transfers from Barclaycards!! - something about Barclaycard not accepting payments from…
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barclaycard transfer to Amex/Visa problem
Sorry found a thread that deals with this.
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How often can you apply for a barclaycard?
Hello, I am have come to the end of a 2 year 0% balance transfer offer on barclaycard. The remaining balance has now been transferred to another card at 0%. I would like to close my barclaycard account with a view to applying again in the future. Is this possible and how long do barclaycard (and other credit card…
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Balance transfer query
I've just availed of barclaycards 0% balance transfer for 32 months and I think I may have entered an old card number for the card I transferred. It is showing on my barclaycards statement but not on my old m&s account but that maybe because I only did the transfer yesterday. I've been told by a couple of people that m&s…
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Bank Accepts no liability for declining legitimate payment
For me at least, a new extreme to banks ducking responsibility. My home insurance is paid by Continuous Payment authority and has been for the last 3 years. This year (year 3) the bank decided to decline the payment. I did not find out about this until 10 days later when I collected a letter from my insurers telling me…
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Natwest Credit Card refund
In June I received a letter from Natwest CCards stating that my previously cancelled card had a credit amount of £75 remaining that they were going to pay into my Natwest bank account the following week. I'm still waiting and so phoned them today to be told they are aware there's a problem and I got the feeling it wasn't…
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AA Credit Card Halfs Benifits Again
Around two years ago we could pay 4 AA Car Breakdown premiums and get one car insured via AA Insurance using their points. Then they required twice the points to get the same products, therefore now it is a bit less than 4 annual Car Breakdown premiums. Just got a letter in the post to say you will again need twice the…
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Balance transfer card.
Hi. Im looking to apply for a balance transfer card in my own name to eliminate the interest my wife and i are paying each month, currently about £100. I currently have 1 card with £900 and my wife has two cards with a total of just under £4100 (£1200 on one and £2900 on another). The card that seems best for me is the…
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Eligibility Checker tool
Hi, I've tried using this on quite a few occassions filling in all the details correctly , but keep getting the same old message: Unfortunately, we have not been able to find your details at the Credit Bureau. Please check and try again. Does anyone have any ideas? Thanks
