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Figuring out if a credit card would be good to pay rent with
Hi Guys, I am in full time employment where i am currently being paid weekly and was thinking if using a credit card from my bank would be a good idea where i can pay rent and bills via a CC and pay it off weekly top help get the most out of my cash flow. Looking forward to hearing all your advice :-) Thanks!
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Aqua
I applied for a aqua card which I kind of forgot all about as I had also applied for a card with my bank, I got accepted by my bank at a far better rate. Got a PIN from Aqua today and my card is to come in a few days, can I cancel this straight away without any fees as I don't want it at all anymore. Thanks
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aqua upped limited
so aqua upped my limit from 250 to 750, if I want to apply for a sainsburys nectar cc will having a higher aqua limit go against me why applying? I wont be applying for a few months yet as I need to pay & close a blarclay card account
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Debit card purchase timescales
Hi, Is 15 months between authorising a transaction (online, with VbV) and the money being debited from the account allowed? I have just incurred some unexpected bank charges because a company I made a payment to in October 2012 has only just taken the funds, despite sending me a receipt that confirmed the transaction as…
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0% credit cards when you don't have lots of credit
I'm hoping to get an 0% card for my up and coming trip to America in September and to book flights with next month. My problem is that I haven't really had a lot of credit. I currently have a current account with no overdraft, a Dorothy Perkins store card which I pay the minimum off each month, car finance through black…
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Best Cashback Credit Card for 8K Car Purchase?
I'm looking to buy a new car and would like to take advantage of a cashback credit card JUST for the purchase (roughly 8K). Which one would you recommend? I'll be paying the amount off straight away with my debit card. Cheers
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clearing credit cards with loan, how does it affect my credit score?
Hi, I can save a lot by getting a personal loan and clearing my credit cards. The problem however is that in a few months time I will need to get a £25,000 personal loan for home improvement. I am not sure how getting a loan for clearing my credit card balance may affect my eligibility to get further loan. If I know it…
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0% credit card help
Myself and DH have not used credit cards for at least 7 years. We would like to know if it's possible to get a credit card in order to use it to pay car finance off? Our thinking was to try to get a 0% card to avoid paying interest when the 0% on the car finance ends. I don't know if we would even be accepted for a card as…
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UPDATE: Capital One Progress
I'm a natural worrier, I applied on Saturday for the Progress card, and was accepted by the good old computerized person at Capital One (said 7 days for pin and card etc..) Now, When I applied it didn't state in the application or anywhere on the page that you couldn't apply if you already hold another card with them, but…
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Transferring Credit Limit (RBS/Natwest)
Hi, With MBNA and Amex you can move your credit limit about if you have multiple cards, does anyone know if this is possible with RBS/Natwest? I want to get rid of a Natwest one as I've just got a new RBS card and would like to make the credit limit a bit higher, I have zero balances on both cards (i.e not a balance…
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Buying flight tickets with AmEx Cashback card - still entitled to Cashback?
Hi, As the title suggests I got my Amex Platinum Cashback Card on Friday. Last night I purchased some plane tickets with Virgin. I can see the pending transaction on my Amex account but the category is showing as travel rather than a general purchase. Will I still get the cashback? Wish they've given me a bigger limit, its…
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vanquis, account locked!!
Please please help! I opened up a vanquis account last year and have recently saved enough to be able to pay the account off. I tried paying the remaining balance with my debit card, the one they have on the account for direct debit payments and it didn't work (no idea why it didn't), so I tried paying for it with my…
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Money Transfer
Hello all. I was looking for a credit card that I can transfer money to my current account with 0 percent interest. Do these exist?
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Closing Capital one (Luma)?
I have 3 CCs as well as a 1.5k Overdraft, Lloyds student 1.25k limit opened Oct 12 Capital One 500 limit @ 0 purchase% till May opened December 2013 Luma 500 opened April 2013 I'm considering closing my Luma account- is it likely that I'd get any offers from retention like Barclaycard holders seem to have been given? I'm…
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Bank account when applying for a CC
Hi, I'm going to apply for a credit card soon. I went part-way through an application and it asked me for my main bank account. The CC is with Halifax but I usually put FD as my main bank account as it's the oldest. Would it be better to put down my Halifax account as the CC is with Halifax, or would it be better to put FD…
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Amex Cards
Just applied and been accepted for the Platinum Cashback Everyday Card. Seems like I made an error and realised I would have benefited more in getting the BA Premium Plus Card through the Avios Points system. Do you think it would be possible to ring up and get this changed or is it too late to get this done? Thanks
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Halifax Clarity Credit Card
I got this Card for my Holiday to the USA in March the trouble is Halifax only gave me a £500 limit at the moment, so I was wondering and if anyone can tell me, if I reached the limit can I pay the balance off straight away Online via Bank Transfer while I'm away then once cleared, use it all over again? any advice would…
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Victim of Timeshare Scam
Hi Have been a victim of a timeshare scam and want to get rid of the timeshare asap. I cannot sell the timeshare as there are a couple of years outstanding maintenance invoices. I have spoken to a company called timesharehelp.co.uk (advertised on the radio) and they have said they can get us out of the timeshare contract…
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removing credit card details from Experian/Credit Expert
just paid for a report. now want to remove my card details. anyone know how it can be done?
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Be bonus offers from LLoyds
I got a duo credit card from LLoyds with the promise of 15000 bonus miles if I spent £500 in each of the first 3 periods. I not surprisingly took this to be my first 3 statemenst. However despite spending far more in the 1st 3 months I did not receive the bonus miles and was informed by LLoyds that the qualifying periods…
