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Taking on someone else's c.card debt
If I can I would consider taking on a relatives card debt, do credit card companies permit someone to transfer a debt from one person credit card to another? Thanks.
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Mystery Credit Card
The card used to belong to Intelligent Finance, it's now been taken over by Halifax and shows on my Halifax online banking. However, when I speak to Halifax they can't find the card number and therefore can't issue me a new card (old one expired in July 2013). They can see the account balance but have no other information.…
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Halifax repeat offer.
Hi I just wanted to know what people are getting on their repeat offers from halifax credit cards as I'm still only getting 6 months at 3% fee.
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What should I put down as my income/occupation on Credit applications?
I am a student but have 4 jobs (3 0-hour and 1 permanent part-time one). Should I put employed (part-time) or a student? Also should I put my income as Student loan+earnings from work or just my earnings from work? Also should I put my employer as the permanent job or the one which I started first (a 0-hour job)?
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Advise needed.
Hi all, A little bit about me, I have struggled with poor money management for as long as I can remember, I have had many personal problems including gambling/drugs and alcohol problems. I am now thankfully in a far better place, it is still a battle but one I feel I'm winning (over 6 months clean of drink and drugs) the…
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Very happy with Barclaycard....See why!
I am very happy with Barclaycard. Tonight I phoned up to cancel my card I dont use (Barclaycard Platinum £800 Limit @ 29.9% APR with 27 Month BT offer). I used the card purely to pay off a BT which I did a few months ago. The card was at £0.00 so thought I'd consolidate my accounts and close it. I had a lovely chat with an…
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Getting Cashback at Supermarket Till on 0% Card
Hi I've just got a Tesco 0% for 18 months card, and was wondering if I ask for cashback at at a till in a supermarket, is this regarded as a purchase (therefore 0%), or a cash advance (hefty charge.) Thanks PennyPincher3562
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Section 75 claim
Hi I purchased a LG Steam washing machine which has ruined loads of my clothes by leaving orange stains on them. LG claim this is not a fault on their behalf however when I Google this many people have had similar issues. I am trying to make a section 75 claim through my credit card however they are asking me to have an…
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why do i need balance transfer ?
hi I have a 0% card that is coming to the end of it,s grace period and intend to apply elsewhere and pay it off on another 0% card. I was wondering what is the advantage of having a card with balance transfer over simply taking out the money on the card at the bank and manually paying it off the old card. thank you for any…
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Nationwide moaning because I haven't used my card
I got a Nationwide Select credit card to use when on holiday, going to Italy in June :j Just had a letter from them that they noticed I haven't used my card yet. Considering I have a Capital One card that pays 1% against their .5% cash back, I only got it for using abroad. I suppose I could buy my £1 bottle of milk from…
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Tesco World Mastercard
I have a Tesco world mastercard which is no longer available to new applicants. I cannot find the charges for using it in USA. It is more generous than the newer cards giving me 1 point for every £2 spent. I also have a nationwide cash reward visa. Does anyone know which it would be better to use.
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Student - existing credit cards/0% expiring
Hi, I am a student, in my final year. I intend to be employed by September 2014. I started with and have accrued debt during my course and now have about £2900 on a MBNA credit card which was 0%. Thats now running out; £1164 is incurring interest now (unsure of the rate exactly). I need to MOT the car and spend about £100…
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Dual balance transfers
I'm sure this must have been asked before, but I couldn't find anything, so I apologise in advance. I have 2 credit cards with different banks. Both offer 0% on balance transfers but high interest on purchases. I want to make a large purchase. Can I split the cost and do balance transfers between the two? For example: I…
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Credit Card + large purchase advice.
I'm after a little advice really. Here's the situation. Currently - Halifax Credit Card - clear, £2300 limit. Interest on everything now applies Santander Credit Card - owe £70 on it. £3000 limit, interest on everything now. Wanting to make a purchase of around £2000 towards a car. There are many cards offering around 24…
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holiday i booked
Hi a couple of month ago i had to stop paying my barclay card as ive no funds and on income support , citizens adice are now takining on my case and told me id be entitled to d r o , the question is i booked a holiday through barclay card back in july , can they cancel my holiday through thomas cook or try to make me…
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Which CC to pay off first? Not so obvious....
Hi Everyone My OH has had quite a lot of debt - £30k+ :eek: I have managed to get most of it onto 3 0% credit cards. Common sense would dictate that he should aim to pay the one that finishes soonest off first, but he will still have debt on it at that point which will then revert to 23.9%. I am wondering whether he throws…
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Debit Card/Credit Card for Foreign Websites
Ok I cant see were else to put this so go easy on me!! Can anyone recommend a debit card for using foreign websites were no charges are incurred. I have one of Martins "Cards From Hell" on the spending money abroad section of the site (Halifax Visa Debit Card ...£1.50 charge plus 2.75% of the amount spent plus Paypal want…
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Amex Card
So I got my Amex card today, APR showing as 18.9% so not sure what the 24% was all about when I applied. Anyway can someone tell me what all this Foursquare thing is about. I registered using the iphone app but when I tried to register my card it said its not for the UK issued cards. I can't find anything on the Amex…
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Target email re security breach
This may be of some assistance to anyone else who has received an email about a security breach from Target.com. - a US company. I have already checked it out and the email is genuine. I'm not sure of the best place to post this, so please move it to somewhere more appropriate if possible. Part of the email read: "Target…
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Thanks, Martin!
Used the Eligibility Checker and managed to get the MBNA Card at 0% for 29 months. Chuffed to bits, would never have dared apply without this tool and will now save £900 this year! Thanks, Martin!
