-
Lloyds Platinum Card
Would you say that Lloyds Platinum card with 13 months 0% is easy to get?
-
How do I find out an old, closed Mint credit card account number?
Hello, I'm in the process of claiming back PPI with old credit cards I had. I've hit a stumbling block with my Mint card, who are now owned by RBS. I've written to RBS with my address and employment details at the time, along with my date of birth, the rough balance and dates the account was active. They;ve written back to…
-
Credit card advice sought
Hi everyone, I hope you can help with my query. I have already looked at all of the credit card guides on MSE, but hoped someone could advise me in relation to my specific situation. I currently have two credit cards and the balances are as follows: Tesco Mastercard - £800 Natwest card - £4900 The interest free period on…
-
Can I transfer part of my card balance to another provider?
I have finally managed to consolidate 3 cards to one, which makes a hefty and very motivating balance to clear but I am determined to do it. I could only get 12 months 0% through an existing card as I have a reduced income now and have missed a payment recently. My question is, at that time, can I transfer part of the…
-
Banking and credit cards
I'm looking at making some largeish purchases in a few months time so was looking around for a 0% purchase credit card to put it on. Santander have the longest period for this. Would it make the potential limit higher and chances of acceptance better if I were to be doing my day to day banking there? I've got almost all of…
-
Tesco Credit Card Acceptance
Hi all I applied for a Tesco Credit Card yesterday and am not sure if I've been accepted? I remember ticking the boxes at the end of the application and then carrying out a electronic signature, then a n option to save the agreement (have I just answered my own question) but am unsure ?? It's been a few years sorting my…
-
Going to end up with positive balance - what to do?
Thanks to a series of payments, some unexpected refunds a an unexpected direct debit payment, I've ended up with a positive balance on my credit card. I did a balance transfer yesterday from a Nationwide cc. I didn't transfer the full amount, so then made an online payment for the remainder. Today Nationwide has pulled a…
-
Credit limit reduced, my fault or the bank?
My husband has a credit card, we moved house 6 months ago and changed our address ( and have attempted to do so an additional 3 times) and the bank still send all statements to the old address. Husband went working away for 6 months. I was late with 2 payments as I had no statement or reminder and they have now reduced his…
-
Vietnamese Dong -buy now?
Hi I'm booked to go to Vietnam in Sept this year. Looking at the exchange rates the pound can buy about 35000 dong the highest in last 12mths. I'm thinking of buying some early and in increments. Do you think this is way to go? What is the best place for exchange for small amounts -say £50. I say this as I doubt I will…
-
Barclaycard Freedom Reward 30,000 points offer - misled/help?
Hi, Apologies if I'm in the wrong area, but, a little while ago I was sent a letter from B'Card to move my Platimu card to a Freedom Reward card. If I did this and spent £500 on it in the first 3 months, I'd get 30,000 rewards points. I bought my mums shed for £600 in the first week I had it, job done. I've now gone to…
-
Credit card checks and credit files
Evening all. I have been bouncing my credit card debt round 0% interest cards for a few years (we started in xx,xxx land and are now just over 1400!!) and my latest deal ended earlier than I thought. Jumped onto MSE and clicked through to the Halifax 0% card, signed up on line and it got as far as the 'Do not close…
-
Travel money cards
Not sure how these work, even tho Martin champions them? I understand no commission payable but how do you know what exchange rate will be used when making purchases abroad?
-
Capital One Secured Card
Does anyone know if Capital One is in any way still issuing their secured card? I need a chip and pin credit card, but I can't get a credit card because I am so new to the UK. I know there are still references to it on their website, but the application link is gone and I heard it is back to invitation only? I'm not sure.
-
lloyds cashback card
hi, just had to nip into my local Lloyds branch and the assistant said that Lloyds now had a cashback credit card. Anyone got one? Anyone know what rate of cashback? Have been searching but don't seem to be able to find any details. Thanks in advance
-
Navelar claim back with Santander
Can anybody advise? Santander will not repay my deposit paid to Navelar before their insolvency as they say that Navelar were a third party in the transaction and therefore it does not qualify for cover Many Thanks
-
MBNA 0% rate about to end - is money transfer an option for me ???
Hi there....I have an MBNA (used to be a virgin card) with a credit limit of £16,900 and an outstanding balance of £8,200 therefore available credit of £8,700. All the balance is on a 0% balance transfer rate. My 0% balance transfer rate is about to end in 2 weeks time. I have applied for additional cards with other…
-
Non-sterling transaction fees - Lloyds Mastercard
I've just been to Morocco and paid 2 hotel bills on my Mastercard. Received my Lloyds Bank Duo Avios statement today and find that they've charged me a Non-Sterling Transaction fee for each hotel bill. WHAT? i shouted. Since when has a Credit Card charged non-sterling transaction fees when you have bought goods or…
-
Metro Bank introduces charges for withdrawing money Outside Europe
From 18 March Metro Bank will impose a 1.9% fee on any transactions outside Europe and 1.9% on cash withdrawals plus a £1 charge. Transactions in Europe will remain free. So much for Metro Bank being different and a champion of the people!
-
Co-op Members Credit Card
I'm supposed to get 0.5% cashback on my purchases. The cashback shown on the statement is always less than this. Nobody at the Co-op can answer this question. (Despite 4 phone calls). Anyone here know why?
-
Credit Card Advice
I have a single HSBC credit card (limit just £500 as I reduced it recently) but am thinking of apply elsewhere to take advantage of 0% interest free offers and we're also considering buying a new TV which we'd pay off inside 4-6 months. The John Lewis card would be preferred as that is where we would buy the new TV but I'm…
