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Lloyds TSB CC bad debt
I have a bad debt with LloydsTSB, from before they were broken up. Question is, which one do I owe the money to now? And will both of the new banks have me black listed or just one of them?
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Barclaycard closed shortly after opening
I applied for a 0% barclaycard and was accepted instantly, received a card through the post with a large credit limit. I rant today to activate the card, got put through to the fraud dept and was told that the account is closed, and there were no specific reasons, apart from, 'you do not meet our lending criteria' My…
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Capital One incorrect cashback
Hi all, I was wondering if anyone else has had a problem with Capital One paying an apparently incorrect cashback amount to their account this month? This issue I had was that my December 2013 statement showed cashback accrued of £90.92, but come the January 2014 statement the amount of cashback they paid was only £84.44,…
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credit accounts eg very/studio/next
I have an excellent credit score but have never been able to get catalog credit eg very/studio/next any ideas? it's not that I want to be in credit but a lot of there money off offers require you to have a credit account thanks for any help
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ASDA Money DD bouncing due to changed card
ive a ASDA credit card with additional card holders, paying full balance at the end of the month. dec 17 get a phone call saying have i spent a grand at tesco direct.....er, no im at work :-( No problem sir, thats took off and we'll send you a new card. wow i thought, no hassle or anything :-) 10 jan wife shopping at B&Q…
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Section 75 refund - Interest refund?
A bit of advice needed on a Section 75 refund - My training provider went into liquidation in July 2013, the total cost of the course was £7100 & I paid part of the course on my credit card (£2950). My card provider was very quick in agreeing to refund the total amount of £7100 which of course I am over the moon about…
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Can I cancel my cards and become a "new" customer?
Over some time, I've collected a bunch of credit cards for their new customer cashback amounts - simply moved my spending from one to another and put the card in a drawer - BUT never cancelled the cards. I've got a lot of things going on this year and ideally would like another cashback card, so there are no restrictions.…
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Balancing credit card balances
I have a number of credit cards from previous 0% balance transfer deals which have since expired and I'm unsure how to proceed. Here is what I have now: Balance Limit rbs £3375.96 £9100 barclaycard £6230.50 £12000 fluid £4908.04 £14000 hsbc £0 £7500 lloyds £0 £5000 I have two current offers: Fluid: 0% until Jan 2015, 5%…
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MBNA Eligibility Check
Hello When did MBNA start doing their own eligibility check (like Fluid, Nationwide etc) as part of the initial application process? Any idea how reliable it is?
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Halifax balance transfer card 0.8% fee
I have recently BT'd 2.5k to a new Halifax All in One card and been charged the 3% fee with a promise of 2.2% rebate. The T&Cs allow 90 days for the rebate but just wondered how long it usually took in practice?
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Which credit card companies have UK call centres?
I know this has been asked before in 2008, but is there a more current answer?
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Credit Card Interest Advice
Hello I am after some advice please, I currently have a Barclaycard credit card with a 0% interest deal which ends next month, now I know I can transfer my balance to another one of my credit cards but they also have no deals as I am an existing customer, can I for instance close my Halifax Credit card account wait a few…
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Why and When? (Newbie: Please help )
Hi, Why and when should I get a credit card? Should teen and college students have a credit card? Thanks MSE Andrea
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Finally time to move forward - what is the best plan?
The 6 long years of misery has finally come to an end and my credit report now contains no defaults, the last one has dropped off and I have a clean file:j So now my plan is to move forward, get rid of bad credit, credit cards and hopefully move into the prime card market, I hope. I would appreciate some opinions of the…
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DCA Help?
Ugh. I had a card sent to a DCA (spare me the lecture please) and they've been like hell. They've now referred it to their home collections department because I apparently missed a payment in December. I thought that this was odd, given they said they would set up a DD and I had enough money in my account. I checked my…
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Credit card for student
I have a friend who is a mature student (full time) she is looking to do a balance transfer from her current credit card. Any suggestions which one would accept students. She has a good payment record with her current card but needs to move due to starting to pay interest. She tried applying for a card with Lloyds, but it…
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Deception by Santander with its credit card!
I had a phone call from Santander, who are my current bank, asking if I'd like to take advantage of their card offering 0% on balance transfers, with a 0.9% set up fee. He said I was GUARANTEED to get it. I had a gander online and saw it was one of the lowest set up fees. So I went on their website and SPECIFICALLY applied…
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Should I be a little worried [Cap1 Security]?
Edit: That's for their main sales website, so I'm wrong - they actually got an A on their website. This said, I still feel that they could improve their 'One-Step Login' for security.
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Should I get a credit card?
I struggle for a week or so until payday,so if something unexpected comes up e.g more petrol for the car,small vet bill I have to wait until payday,should I get a credit card?if so what type?
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Paying off credit card with free overdraft
Hi all, Seeking a bit of advice - I have a £300 interest free overdraft with Halifax and I am considering paying off a chunk of my credit card with this. My thought behind this is I'm not paying interest on my overdraft and the faster I clear my credit card the better right? I have £900 on the credit card, and while it…
