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Credit Card Balance transfer
Hi, I recently transferred a balance form one credit card to another. A couple of days later my direct debit failed. I have now breached the terms of my balance transfer and do not get my 0% period. Is there a 'cooling off period' for balance transfers? Could I therefore reverse it? If not is there any other way to…
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Rejected for Halifax One card... but no credit search?!
Has anyone heard of this? On Saturday, my husband applied for the Halifax One Card. Me and my husband have perfect credit, and have our mortgage with Halifax. We have previous credit history that we've paid off. We were preapproved for the card by Halifax, and he applied online. After applying online, we got a rejection…
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Slimtone Scam..
I have been conned by this scam and wish to block Slimtone from taking any further money on my credit card. Can anyone tell me how they appear on the statement? Under what company name? My bank says they need this to block them. I have cancelled my card already but bank says they can still charge on new card.
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MSE News: Amex holders offered £25 cashback at London stores
"Cardholders need to register their Amex then spend at one of the 405 stores on Saturday or Sunday..." Read the full story: Amex holders offered £25 cashback at London stores
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Credit card alternatives.
This is kind of a follow-up to Tazz360's post about how to stop using a credit card. I currently have services for my work that require online credit card payments because there is no other way you can pay. I used to have a Paypal credit card that took straight out of my Paypal account which was handy but they no longer…
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card activation
With a 0% purchase card, does the offer begin as soon as the card is activated and if so how long does one have to activate the card?
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CashPlus Prepaid Card - How's your experience ?
Hi guys, My first post here in this forum, I signed up here just to ask this question .. so hopefully someone could help me :) Well, one week ago, I was fed up with my Clydesdale bank Maestro card, which is not accepted in many international e-commerce sites. So, on impulse I signed up for the prepaid mastercard from…
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Which Credit Card to apply for?
Hi there I am looking for some advice on which Credit Card I should apply for. Background is I am 21 years old earning 27k pa. Currently hold 2 credit cards (one with my own bank BOS with limit and one with Vanquis which I got a couple of years ago to start building my credit rating). Both cards have nothing on them, and…
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Naughty Tesco 0% balance transfer offer
I use my existing Tesco Clubcard Credit Card for the vast majority of our monthly spending, but last month got a leaflet about a 0% balance transfer for 12 months. So, as an offer on another card was finishing, I took up the offer and transferred £1300 to it. I always pay off my monthly spending, and was thus gutted when I…
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How to stop using credit card?
Hi people. I have a Lloyds TSB credit card and was given a £3,500 limit that I maxed out back in September. I didn’t want to use the card again, so I cut it up and started paying it off with £300 per month. Recently I have been struggling a bit and with Christmas coming up, I have used the card online, the long 16 digit…
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Mis-sold credit card?
I opened up a student account with Natwest in 2009 to get the free railcard, and I was told at the time I could only get this student account and free railcard if I also signed up to the credit card and savings account, which I did. I've used the card on and off for the past three years, never managing to meet the…
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balance transfer for someone else
My mum has an offer from her cc company for a balance transfer 0% for 16 months and we were wondering if she was able to balance transfer cc balances that were not in her name. THis is not a moral question more just a wondering if its able to be done as she was under the impression that she could only balance transfer…
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Do Charge Cards Benefit Credit Rating?
Hi guys, Title pretty much says it all. Do Charge Cards (Amex in this case) benefit your credit rating in the same way that using a credit card and paying off in full each month does? Reason I ask is that I've had a Amex platinum credit card for a few months but was thinking of switching it to a charge card after my first…
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Nationwide credit card
Just wondering I did a soft quote for nationwide and got £1000 with 15.9 apr what's my chances I clicked next and it asked for direct debit details ?? Thanks
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4 defaults for paying too early! Do I have a leg to stand on??
Evening everyone I'm hoping someone can help me as being too eager to pay back a debt may have messed up the next six years of my financial life! (Apologies for the drama but I'm stressed!) Long story short: had a £1000 car bill, rather than skint myself for a month I used a promotional money transfer rate on an existing…
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Can i use a credit card?
Ive tied looking but no luck Is it possible to use a credit card to pay off a next directory account? if you canis it a cash purchase so would need a card with 0% on purchases Any help much appreciated as i now have quite a large amount to pay which i didnt expect after our washing machine and tv breaking within just a few…
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Setting your monthly payments
I wonder if any of you guys have come up against this too. I recently read the minimum payment article on the main site and decided as a result to call Vanquis and set my monthly payment to an exact amount so that I would pay this off quicker. However, i was shocked to be told by the incredibly rude customer services…
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Amex Preferred Rewards Gold Card
Does anyone have this card and intend to keep it beyond the first (fee free) year? I’m struggling to see its benefits having looked at what you can get for your points. You seem to only be able to get £1 for 200-222 points regardless of how you exchange them (even hotels and flights booked through Amex). So is it best to…
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Unemployed, want to transfer balance
Will I be able to transfer my credit card balance to say for example Tesco Bank at 0% for 22 months, considering that I am unemployed?
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Nationwide soft quote what's the chance SLIM!
I did a soft quote and got 15.9 apr with a max limit of £1000 is that a straight decline
