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Money transfer info
Hey guys just need some advice If I made a money transfer from my current cc, could I then do a balance transfer to a 0% and not pay the interest? Ty for any advice in advance Jade
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Barclaycard Credit Increase
Can anyone tell me how often Barclay card increase a credit limit? Its a Barclay card initial. Cheers in advance. JCG xx
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unsure what to do
I've just found out that we have 8 CC between us and that the debt is just short of 50K, we have our house on the market now and have just received an offer this morning which is 5k less than asking price of £125k. If we accept the offer we can clear off all of our debt but it would only leave us with approx 10k in the…
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Need some help - Vanquis
Hi all This is my first post on the forum :T I need a few things explaining or answering if possible please... So i'm fairly young (low 20's) and i have previous defaults to my name from littlewoods and mobile phone companys from around 5 years ago, manage my finances alot better these days though. I wanted a credit card…
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MBNA Credit Cards
When our MBNA Visa came up for renewal a year or so ago, we were sent a new Visa card PLUS an American Express card which we have never had before and was not requested. We were in two minds whether to keep it (we had the choice of refusing it) but decided we would as the cashback rate is higher than that of the VISA.…
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Interest charged when doing 0% balance transfer
I recently took advantage of 0% for 22 months on a balance tansfer with my credit card (UK). I ALWAYS clear my monthly balance in full and on time to ensure no interest is charged. My bill showed a balance of £2500 - £2000 of purchases and £500 for the balance transfer - I paid £2000 to clear my purchases - on the…
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Tesco Creditbcard and points card info please
My husband recently got a Tesco Credit card which we now use for all our purchases and pay off as we go. All well and the points are adding up nicely. A few weeks back while doing the weekly shop in Tesco I didn't have my tesco points card but the cashier said it wasn't needed if paying with the Tesco CC. Move on a few…
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Using Aqua Reward abroad
I will shortly be travelling to Antigua for a few weeks and would prefer to pay for my accommodation there using my Aqua Reward card instead of cash or Travellers Cheques. The apartment owner has an account with a local bank that accepts Mastercard so I have asked Aqua if this transaction will be free of charges and…
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Barclaycard cash payment
Hi all Just info really I needed to make a extra payment onto my credit card. Went into Barclays Bank and paid over counter, lady filled in a slip of paper and I paid my money. I thought it was gonna take a few days....paid yesterday and just checked my account and its there already. A result I thnk Didn't realise it would…
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Ok... who is guilty of this?
Taking out a 0% card and not paying it off before the interest period ends?
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Chargeback on barclays inital credit card?
I've bought some items off an online retailer, it was tracked three parcels were meant to come separately, but the retailer shipped it out together grouped. Out of the three parcels, one turned up and it was the cheapest item!!! The retailer is refusing to help me and is basically saying I'm lying and I've received all…
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Nationwide card
I applied and was quoted £1000 at 15.9% apr is that a decline I carried on and it asked for direct debit details so I went ahead and they said thank you nothingelse
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Does this look like its accepted to you did to me!!!!
Applied with capital one and got this Thank you Sarah we've approved the first stage of your application for a card. What do I do now? We'll be sending you two copies of your credit card agreement in the post, in the next 7-10 working says, all you need to do is Complete and sign one copy and return it in the pre-paid…
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Tesco Credit Card - Points
Could someone please give me a clear answer as tesco bank customer services are useless. When paying for fuel if I only use my clubcard credit card to collect the points but actually pay with my aqua card how many points will I get per £ Thanks
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Cashback vs Clubcard
Hi, Just wondered what peoples opinions were (I'm not very clued up when it comes to finances etc) At the moment I have one credit card which is with Tesco - I spend around £150-£200 per month. Obviously I earn Clubcard points which can then be converted to 4X the amount for cinema tickets or meals..... However would I…
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Shifting card balance help please
Hi, I have £2200 balance on a Capital One card with 27.9% APR :( I have just been approved for an M&S card at 15.9% APR but there are no Balance Transfer offers...I stpuidly should have checked before applying for this card IS it possible to simply pay off my C.One card using the M&S details, there is 15% interest free on…
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Applied for Aqua credit card
Hey guys!, I applied for the Aqua credit card back in March/April, and was declined due to limited credit history, today I received a generic email saying that it's time I re-applied, IF my circumstances have changed... Now since July I've had my secured credit, which is always paid balance in full each month, I've also…
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One of those threads again i do apologise....
Obviously everyone's situation is different so searching the topic does not answer my own personal question :) I earn between 32-36k a year I have (in my name) 11k on Credit cards. It's all on 0% at the moment but £6750 of this is due to expire in May. The limit's are as follows; £4231£5000 credit limit £6750£11,500 credit…
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No decision from Barclaycard (Platinum)
Hi all, Sorry Im a newbie so not even sure if im posting in the correct place. So I applied for a barclaycard platinum for a balance transfer and was accepted right away online and given a credit limit. My husband did the same a few days later and also has good credit according to his history but we are still waiting for…
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Balance transfer from a foreign card?
Hi, Does anyone know if there exists a UK credit card that will allow me to balance transfer from a US credit card (Citicard)?