Cashback vs Clubcard

dawnylou

Hi, Just wondered what peoples opinions were (I'm not very clued up when it comes to finances etc)
At the moment I have one credit card which is with Tesco - I spend around £150-£200 per month.
Obviously I earn Clubcard points which can then be converted to 4X the amount for cinema tickets or meals.....

However would I possibly be better off with a cashback card?

alexanderalexander

dawnylou wrote: »

However would I possibly be better off with a cashback card?

In a word, yes.
Your Tesco card gives you 0.25% cashback, which is quadrupled to 1% when you convert it.
But check this out - you can get up to 5% in certain circumstances:
http://www.moneysavingexpert.com/cards/cashback-credit-cards

dawnylou

Thanks - I wasn't sure what the 'cashback' value from Clubcard points amounted to.
I'll have a proper read of that article tomorrow - baby brain has kicked in so it's milk & bed for me now!

Gromitt

Whilst you have that card, get a friend or family to have one too, then send in the "I've recommended someone" slip and get 1000 points each, worth upto £40 each. They can cancel the card after 3 months then you can recommend someone else

I've spent a total of about £20 on my card, recommended a few people and kept swapping 250 points for £10 meal vouchers.

atlantis187

Gromitt wrote: »

Whilst you have that card, get a friend or family to have one too, then send in the "I've recommended someone" slip and get 1000 points each, worth upto £40 each. They can cancel the card after 3 months then you can recommend someone else

I've spent a total of about £20 on my card, recommended a few people and kept swapping 250 points for £10 meal vouchers.

How do I go about reccomending someone to get the extra points.
If I reccomened my wife will she get 1000 points and so will I?

I'm actually kicking myself as when I applied for my creditcard last week I didnt use the correct link for the 1000 and just went through the normal webpage.

ice_babe

atlantis187 wrote: »

How do I go about reccomending someone to get the extra points.
If I reccomened my wife will she get 1000 points and so will I?

I'm actually kicking myself as when I applied for my creditcard last week I didnt use the correct link for the 1000 and just went through the normal webpage.

wish I had known about this. i only had mine 3 months and both my mum and sister use tesco creditcard.

Scrounger

atlantis187 wrote: »

I'm actually kicking myself as when I applied for my creditcard last week I didnt use the correct link for the 1000 and just went through the normal webpage.

Actually, its not too late to earn yourself the 1000 points because you submit the recommendation form after the new creditcard account is opened.
If you need a recommedation, look no further :beer:
Scrounger

atlantis187

Scrounger wrote: »

Actually, its not too late to earn yourself the 1000 points because you submit the recommendation form after the new creditcard account is opened.
If you need a recommedation, look no further :beer:
Scrounger

I'd really like to take advantage of the extra points having just opened a new account. So would u be able to reccomend me then mate.
Fill ur side of the form email it to me and I'll get is send off.

Also what does it means in the t&c that the points have to be claims by may 2013?

Scrounger

Yes, I can recommend a friend (anyone on here) - PM me :beer:
Form must be returned to Tesco Bank before 30 April 2013.

Scrounger

CharlieSE18

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