-
Argos Store Card Help
Hi, Not sure if anyone can help on this one but, I have an argos card and have accumulated approx. £2k of debt on it over the past 6 months. I did think I might of been able to balance transfer this to a 0% barclaycard (with a 2.5%) but when the bank tried to process this it failed and when speaking to my advisor at the…
-
Capital One Complaints
Does anyone have the address for complaints for these absolute idiots? Thanks
-
Halifax Clarity - New Deal for Existing Customers
Hi Guys, I've searched this forum for the answer but to no avail. I've received a letter today from Halifax re my clarity card. They are offering BT into current accounts and credit cards for 0% fee but at a interest rate of 2.95% for 12 months then the rate reverts to 12.92%. To me this just seems a rewording of 0%…
-
Santander
I have a santander account which i use for the odd flutter. no money is ever paid in. only by me for a flutter. last year santander begged me to take a credit card (guaranteed i would get it) they gave me a £3000 limit. as my account was only used for betting and no money ever goes into it. would i have a case of…
-
Credit Card Debt Cleared
hello, I've recently seen adverts saying that some credit card debt can be cancelled due to changes to credit act. Anyone know if this is true? If so, what are the consequences? thanks
-
Barclaycard platinum
Quick question, I applied for a Barclaycard platinum with the balance transfer offer on the 17th Nov. It was a pre-selected offer for me on my Barclays online banking. Applied but it said that it needed to be referred but still havn't heard anything, is this normal?
-
Keep or Cancel?
My 0% on my barclaycard platinum ends in April and I'm thinking ahead as to what next. I have the following cards Barclaycard Platinum - £7.5K limit will be around £5K by April Virgin - £10.5K limit, no balance M+S - £6K limit - use this for spending and pay off in full each month Evans - £500 limit, use occasionally, pay…
-
Shocked at unsuccessful application Halifax Clarity
I have just applied for a Halifax Clarity credit card by phone and was so shocked to be turned down with no reason given. I have an excellent credit history and cannot think of one reason why they should turn me down. I already have Santandar credit cards but wanted this one to use while travelling in India because its…
-
Barclaycard Pre-Application Checker
Hi Guys, Have just tried the barclaycard pre application checker and been advised the following:- Barclaycard Platinum Simplicity Credit Card - 80-90% acceptance Barclaycard Platinum Purchase Credit Card - 80-90% acceptance Barclaycard Gold Credit Card - 80-90% acceptance Barclaycard Initial Credit Card - 90%+ acceptance…
-
Unauthorised purchase on my card over 12months ago
Sorry I put this on the debt forum by mistake first please remove it thanks. I found out today that a purchase was made 13 months ago on a card that had lain inactive for over 3 years. Is it too late to claim? The sum was £89
-
Amex cashback cancelled
Hi all. I was looking forward to getting the cash back on my Amex platinum card. I kept an eye on the statement for the year to finish, then it disappeared. When I asked what had happened to the £120+ I'd built up, they told me that as I hadn't spent £3000 over the year it wasn't payable. I don't remember any small print…
-
0% credit card limits - 'find' before you 'buy'
Whilst I am aware that credit card companies take in to account the amount of credit you have available, salary, etc, is there any way of knowing what limit the Company will offer you before taking out a credit card with them? I ask only because on recently receiving my Amex, I was given a £1,200 limit and was told that I…
-
Incorrect address on Call Credit
Hi all, Recently checked my credit file with CheckMyFile and noticed call credit displaying a completely different address (well, to be fair, its the same road, but completely unrelated and a good 5 minutes walking distance) for me. I wrote to them explaining this discrepancy and they replied saying they have removed it,,,…
-
Where can I try for a 0% deal?
I have a few credit cards that I'm paying high intrest rates on, over the past year I have been focussing on reducing down the balances on these, however because of the rates I'm on the balances are taking longer to reduce. It's over a year since I last applied for a credit card, think it was Sainsburys and was declined, 6…
-
Pre-paid credit cards
Hi, can anyone help me?? Can you get a pre-paid card that money can be paid back onto ? I want to do online transactions but may need refunds going back to the card. If so, who do you recommend? Many thanks Stapes1987
-
Hello- newbie here question about Egg card
Hello I have been on this site many a time but never joined but today i am totally stuck so looking for some help/advice . I never knew Barclay (sp) card had took over Egg card until a few days ago when i asked Egg for a statement . I am on a payment plan with Egg of £26 per month so they said to contact Barclay which i…
-
Overlimit fee
Hi, I was hoping to get some advice. I have an aqua credit card for which I have a direct debit set up to pay the minumum each month. This month the direct debit fee did not cover the interest and the interest put me over my limit and so I got charged. I had not done any spending on it since my last bill and was under the…
-
Capital One.
Hi all, I use this forum alot and over the past years it has helped me get rid of some my debts. I am now in full control of my debts and keeping up with monthly payments. I know my credit rating with Experian is low, so I am looking for a way in which to make it better. I am thinking about applying for a Capital One…
-
Anyone else had a phone call tonight from MBNA?
Had a call about two hours ago from MBNA promotions dept offering me 12 months 0% balance transfer as an existing customer of the American Airlines Amex card. Funny, as I just shifted £7k away from my MBNA mastercard within the last month, after I was told by an MBNA operative that they weren't giving any more offers due…
-
I Need To Get A Credit Card In US Dollars
Hope the title makes sense but I have got a few thousand US dollars in my pocession. I bought them a few years ago where I got 2 dollars to 1 pound. I have booked a trip to Orlando next year and now that I have the dollars I want to use them to pay for disney & other attractions tickets. I always thought that I would just…
