Santander

orient1962

I have a santander account which i use for the odd flutter. no money is ever paid in. only by me for a flutter. last year santander begged me to take a credit card (guaranteed i would get it) they gave me a £3000 limit.

as my account was only used for betting and no money ever goes into it.

would i have a case of irresponsible lending by santander for giving me the credit card, if i was to complain . the credit card is now maxed out.

Miss_J

Are you actually wanting to get out of paying them back the money you've lost on betting and arguing that they were irresponsible in giving you the card because you bank with them but don't have any money in the account?

Don't know how you would be able to argue that one, you agreed to the terms and conditions of the credit card and therefore must be prepared to pay them the money back. I have credit cards with Barclaycard and MBNA but don't have any other account with them, which will be the case for many.


I think though that online betting companies (and have never used one myself) are irresponsible in letting people pay for bets on their credit card, after all you can't pay for the National Lottery with a credit card, but that's a whole different argument.

Curr946

Yet another, ramping up the costs to others by running up large debts and looking for a get our of jail free card.... Sigh!

bengal-stripe

orient1962 wrote: »

.....the credit card is now maxed out.

Sounds to me more like a case of irresponsible spending not irresponsible lending.

alfred64

Troll alert!

chanz4

Yup agree troll wednesday