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Credit cards

Archives for April 2011

help please :(
I've been contacted by a debt company who I owe 1500 to, they've threatened to make me bankrupt and I was wondering if I can put this loan on my M&S card to pay this off?? Will they accept me putting it on my m&s card?? At the moment I'm with the 15 months 0% on purchases and if it make any sense I would prefer to get this…
Complaint to Nationwide - Positive Result
My Nationwide card was due to expire at the end of March. I last used it about 9 months before, for £££'s of spend in France. I sometimes use it for buying electrical items as they provide an extra 1 year of warranty (very important now that the egg money free warranty might be withdrawn). During March I received a letter…
ID Protection
Sorry, but I'm new here and don't know where to put this. I'm worried about the recent Playstation Hack and wanted to sign upto an ID Protection deal where if anything was taken out in my name, it wouldn't be accepted and dealt with as a fraud. Is there anyway to signup for this because I don't take out anything in my name…
Completed sale of Egg Credit Cards to Barclaycard
The sale has been completed: http://www.egg.com/visitor/0,,3_120293--View_2605,00.html Must say though, it looks like Egg is going to disappear. If you go to their homepage, the main product they advertise in the Egg Money Manager which when I signed up, they paid me £15! And their once competitive savings account is now…
Advise needed please...
Few weeks ago I received a 'Guaranteed Barclaycard Platinum' offer letter.... return within 2 weeks to be guaranteed a card. I bit and was accepted, card arrived and so has the pin, activated, but I have not used it yet. Having looked at other options such as 'super balance transfers' I am keen to know if this offer…
transferring money on prepay visa cards to bank accounts
apparently virgin prepay do it by redemption - you can ring mbna and they will charge you a £5 fee. i've looked around at some other cards and a few of them only seem to let you do it once you cancel the card. just wondering if anyone knows of any prepays that let you transfer money off the card to an account relatively…
Heavy handed bank
My wife got into difficulty with her LloydsTSB Credit Card and reached an agreement for a reduced payment, this was always paid on time. Following the review period the bank contacted my wife for an update on her financial situation and she stated that she could pay more per month. The bank went through her incomings and…
Card Fraud - can I find out more information?
Recently I noticed a strange charge (£60 - SILK WORLD Ltd) on my Visa debit card. I queried it with my bank and within 24 hours of receiving the completed form they refunded the money and confirmed it as a fraudulent transaction. I asked when I first queried it if they could provide any further information on the…
provisionally accepted for barclaycard
I received a letter from barclaycard to say that my application has been provisionally accepted. There is very little information in the letter, the rest of it is asking for ID and address confirmation. Does this mean I have been provisionally accepted for the card of my choice when i applied or is it any other that they…
Sygma Silver Mastercard link
Hi guys I know this is here somewhere but there is a direct link on a thread that takes you to the the application page for this card ...can some kind soul please direct me to it or post the link? Thanks! tiger
Credit Card Application Problems
Hi, I am looking for some help and advice on getting a credit card. I am currently paying interest on a credit card so I am looking to transfer the balance on to a 0.0% balance transfer credit card and I am having real trouble. I currently have a credit card that I pay monthly by direct debit and I have never been late or…
Simultaneous credit submissions
Hi there. I am soon wanting to apply for a credit credit online.......and also apply to open a new bank account online (one with overdraft facility...so I'm guessing the credit checks will be more strict than basic account) I'm aware that 2 credit searches/trails within a short period of time doesn't look good and is…
Barclaycard - debt 10% of PA income????
rather than pay off my stooze pot when my current 0% deal ends in July I was thinking of applying for a Barclaycard 0% for 20 months. Under the "who does this suit" section it says those with debt to income rate of <10%. I have a very reasonable income and a very high credit score. However due to the stoozing my debt to…
NO balance transfer fee and 0% APR
i seen CREDITS CARDS which have 0% APR but have 3% or so BT fee. I need a card which has NO balance transfer fee and 0% APR interest even if its only for a few months. Any one know one?
How do I get Credit Expert/Experian to STOP robbing me?!
Basically I set up an account to find out my credit score etc. However I was never able to access the account and when I phoned up customer services the lady informed me that there as a technical error with my account and that she would close it and I would need to set up a new one. Fine I thought - I will just close it…
Should i try and get some credit?
first, let me say, i'm very afraid of owing money so this is quite scary to me. the only credit i have, and have ever had, is a next account. my limit on it is £2200 and the balance owing is around £1400. i've never had a loan/ cc/ overdraft, not even a contract mobile phone lol. lately i've been wondering if i should try…
Reducing Credit Limits and Credit Checks
I thought I read somewhere on one of these threads that every time you ask your credit card company to reduce your credit limit they do a credit check. Have I understood this properly?
Tesco credit card - suitable for a 22yo with very low income?
I have accounts at HSBC, Nationwide and Natwest, but all are very limited in funds (student grants and loans, mainly). I want to get a credit card so I can hire a car in Spain in June, so I saw a good offer from Tesco (and indeed M&S). What are my chances of getting a CC issued? I have about £1,500 in my HSBC current…
Struggling, advice needed :-(
Hi all, I have a vanquis credit card with a limit of £500. My balance is £528. I have recently had my hours at work cut and Cannot afford to repay at the moment. I just don't know whAt to do. Any advice is welcome, thankyou
Money transfer avoiding money transfer rate
Hi there, Virgin Money have 2 handling fees:- 2.98% for balance transfers 4% for money transfers Can you recommend a way to transfer money into my bank account using the 2.98% handling fee? I recall this is called 'muleing'. I don't have an Egg Money card. Is is possible to do a balance transfer to a Visa Debit card? How…

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