ID Protection

hidner

Sorry, but I'm new here and don't know where to put this. I'm worried about the recent Playstation Hack and wanted to sign upto an ID Protection deal where if anything was taken out in my name, it wouldn't be accepted and dealt with as a fraud.

Is there anyway to signup for this because I don't take out anything in my name and would prefere it dealt with without me having to do anything but if I did sign for anything, I would contact whoever to tell them and allow it to go through.

I've read about Credit Expert, Experian, ID Aware from Lloyds but don't know which one is best.

Fruit_and_Nut_Case

Have a look at CIFAS.

hidner

I'm not seeing anything on there that does what I want.

lisyloo

Why don't you do the thumprint thing?
It won't stop applictions being taken out in your name, but if they don't have any thumprint on or don't have YOUR thumprint on then you won't be liable for the consequences.

I must admit I've not got round to doing it and I do have some concerns about it slowing down on-line applications which can now be "signed" on-line, but in your posistion I'd prob ably put aside those concerns and just do it.

hidner

That's what I was thinking of doing and is why I asked in the thread about it but no responce from anyone yet.

Saints2011

Are you really really concerned, I suspect there is a small chance of anything happening without the security numbers on the back of your card...
but if you do want to sign up maybe worth looking at the above you've named i.e Experian, Equifax & Call Credit. All three you can get free trials... or just buy regular reports for £2.00 to check.

r1c0l1

Looks like Sony will help...
"Complimentary Offering and "Welcome Back" Appreciation Programme
While there is no evidence at this time that credit card data was taken, the company is committed to helping its customers protect their personal data and will provide a complimentary offering to assist users in enrolling in identity theft protection services and/or similar programmes. The implementation will be at a local level and further details will be made available shortly in each region."



http://uk.playstation.com/home/news/articles/detail/item369506/PlayStation-Network-Restoration-Update/



"This morning, a press conference took place in Tokyo, Japan and the following press release is now being distributed worldwide. We would also like to once again thank you for your patience.
On 1 May 2011, Sony Computer Entertainment (SCE) and Sony Network Entertainment International (SNEI, the company) announced they will shortly begin a phased restoration by region of PlayStation Network and Qriocity services, beginning with gaming, music and video services to be turned on.
The company also announced both a series of immediate steps to enhance security across the network and a new customer appreciation programme to thank its customers for their patience and loyalty.
Following a criminal cyber attack on the company's data centre located in San Diego, California, USA, SNEI quickly turned off PlayStation Network and Qriocity services, engaged multiple expert information security firms over the course of several days, and conducted an extensive audit of the system.
Since then, the company has implemented a variety of new security measures to provide greater protection of personal information. SNEI and its third party experts have conducted extensive tests to verify the security strength of PlayStation Network and Qriocity services.
With these measures in place, SCE and SNEI plan to start a phased roll-out by region of the services shortly. The initial phase of the roll-out will include, but is not limited to, the following:

• Restoration of online gameplay across PlayStation 3 and PSP systems, including titles requiring online verification and downloaded games.
• Access to Q Music Unlimited for PS3/PSP for existing subscribers.
• Access to account management and password reset.
• Access to download unexpired movie rentals on PS3, PSP and Media Go.
• PlayStation Home.
• Friends List.
• Chat functionality.

Working closely with several outside security firms, the company has implemented significant security measures to further detect unauthorized activity and provide consumers with greater protection of their personal information.
The company is also creating the position of Chief Information Security Officer, directly reporting to Shinji Hasejima, Chief Information Officer of Sony Corporation, to add a new position of expertise in and accountability for customer data protection, and to supplement existing information security personnel.
The new security measures implemented include, but are not limited to, the following:

• Added automated software monitoring and configuration management to help defend against new attacks.
• Enhanced levels of data protection and encryption.
• Enhanced ability to detect software intrusions within the network, unauthorized access and unusual activity patterns.
• Implementation of additional firewalls.

The company also expedited an already planned move of the system to a new data centre in a different location that has been under construction and development for several months.
In addition, PS3 will have a forced system software update that will require all registered PlayStation Network users to change their account passwords before being able to sign into the service. As an added layer of security, that password can only be changed on the same PS3 in which that account was activated, or through validated email confirmation, a critical step to help further protect customer data.
The company is conducting a thorough and ongoing investigation and working with law enforcement to track down and prosecute those responsible for the illegal intrusion.
"This criminal act against our network had a significant impact not only on our consumers, but our entire industry," said Kazuo Hirai, Executive Deputy President, Sony Corporation. "These illegal attacks obviously highlight the widespread problem with cyber security. We take the security of our consumers' information very seriously and are committed to helping our consumers protect their personal data. In addition, the organization has worked around the clock to bring these services back online, and are doing so only after we had verified increased levels of security across our networks. Our global audience of PlayStation Network and Qriocity consumers was disrupted. We have learned lessons along the way about the valued relationship with our consumers, and to that end, we will be launching a customer appreciation programme for registered consumers as a way of expressing our gratitude for their loyalty during this network downtime, as we work even harder to restore and regain their trust in us and our services."
Complimentary Offering and "Welcome Back" Appreciation Programme
While there is no evidence at this time that credit card data was taken, the company is committed to helping its customers protect their personal data and will provide a complimentary offering to assist users in enrolling in identity theft protection services and/or similar programmes. The implementation will be at a local level and further details will be made available shortly in each region.
The company will also roll out the PlayStation Network and Qriocity "Welcome Back" programme, to be offered worldwide, which will be tailored to specific markets to provide our consumers with a selection of service options and premium content as an expression of the company's appreciation for their patience, support and continued loyalty.
Central components of the "Welcome Back" programme will include:

• Each territory will be offering selected PlayStation entertainment content for free download. Specific details of this content will be announced in each region soon.
• All existing PlayStation Network customers will be provided with 30 days free membership in the PlayStation Plus premium service. Current members of PlayStation Plus will receive 30 days free service.
• Q Music Unlimited subscribers (in countries where the service is available) will receive 30 days free service.

Additional "Welcome Back" entertainment and service offerings will be rolled out over the coming weeks as the company returns the PlayStation Network and Qriocity services to the quality standard users have grown to enjoy and strive to exceed those exceptions.
SNEI will continue to reinforce and verify security for transactions before resuming the PlayStation Store and other Qriocity operations, scheduled for this month.
For more information about the PlayStation Network and Qriocity services intrusion and restoration, keep an eye on PlayStation.Blog at blog.eu.playstation.com, twitter.com/PlayStationEU and eu.playstation.com for the latest updates."

hidner

I'm not worried about anything to do with credit card details, I've dealt with that but I'm really concerned with ID Theft with the details that were taken and I want to take measures to make sure this doesn't happen.

I have no plans whatsoever to take out anything from anyone and this is why I want to make sure noone else can either.

How good is the thumbprint deal from Free ID Protection website? Do I have to send my thumbprint off to all 3 of the major credit companies? Does it mean that whenever I want to take anything out, I need to provide my thumbprint for verification?

hidner

I've sent an email to CIFAS at [EMAIL="protective.registration@cifas.org.uk"]protective.registration@cifas.org.uk[/EMAIL] and have asked a bunch of questions, can someone confirm if this is their correct email address because I couldn't find anything else on their website or would it be just aswell to phone them up?

I assume that if I sign up for the Protective Registration on the CIFAS website, that is covers everything and includes Experian, Equifax Ltd and Callcredit so I don't have to check all 3 of them seperately?

Please can someone confirm if the CIFAS Protective Registration is the best option for me or if there is something better out there? I would prefere that if anyone uses my name, that they would be told NO right from the get go.

And thanks for any help on here, it really is truely appreciated.

duggie1982

I would put a notice of correction on all 3 CRA's saying do not issue credit, this way no automated applications can be made as the NOC means that some one (real person) needs to look over your credit report.

hidner

How do I go about doing that?