Reducing Credit Limits and Credit Checks

loveandlight

I thought I read somewhere on one of these threads that every time you ask your credit card company to reduce your credit limit they do a credit check. Have I understood this properly?

Saints2011

Not for reducing, that I no off……

bengalknights

No they dont do any credit checks when reducing only when increasing.

rodrigopr84

Nationwide does credit check for reducing credit card limit, I read it somewhere in this forum.

stclair

I know some banks will credit score to you reduce your overdraft ive never heard of it for reducing a credit limit though.