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Reducing Credit Limits and Credit Checks
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loveandlight
Posts: 1,200 Forumite
in Credit cards
I thought I read somewhere on one of these threads that every time you ask your credit card company to reduce your credit limit they do a credit check. Have I understood this properly?
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Comments
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Not for reducing, that I no off……Can I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0
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No they dont do any credit checks when reducing only when increasing.0
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Nationwide does credit check for reducing credit card limit, I read it somewhere in this forum.0
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I know some banks will credit score to you reduce your overdraft ive never heard of it for reducing a credit limit though.Im an ex employee RBS GroupHowever Any Opinion Given On MSE Is Strictly My Own0
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