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Bmi amex
Hi all i am new to this forum :-) Was just wondering if anyone has the BMI AMEX card and has experienced booking flights through the Diamond club? The destinations available seem somewhat limited and flight availability also limited! Seems rather disappointing to me :-( Thank you!
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Paying off car loan on credit card
The baloon payment on my BMW finance is up in June and so I rang BMW to find out how much they would charge if I paid it off on a 0% credit card. They told me that they do not accept payment of finance on a credit card! Its their policy I am told!! My credit is good I am just trying to save money by using the 0% deals that…
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Credit Card fee for online betting?
Hi, Just recieved my statement from Opus and came across 2x £5 cash advance fees because I placed 2 bets through Ladbokes on the Grand National. I usually put a bet on the Grand National each year, but never been charged by my credit card company before. Should I complain to my credit card company as they never informed me…
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Transferring card balances from partners cards
Can you tell me if it's possible to transfer a credit card balance in some one else's name to a 0% deal that is in my name? I would like to apply for a 0% balance transfer deal as I have a good credit rating. However the balances I would like to transfer to this card are in my partners name. Is this even possible? Thanks
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Interesting Barclaycard 0% experience
I just signed up for the highly promoted 20 month 0% balance transfer Barclaycard as part of my next tactical tart. Just thought I'd share my rather intriguing experience... Card arrived 3 days ago, PIN arrived 2 days ago. Online banking all sorted out so that I could get on and transfer my balances. Phoned up to do the…
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Transferring debts from my partners cards
Can you tell me if it's possible to transfer a credit card balance in some one else's name to a 0% deal that is in my name? I would like to apply for a 0% balance transfer deal as I have a good credit rating. However the balances I would like to transfer to this card are in my partners name. Is this even possible? Thanks
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Credit score help please
Hi, new member here so apologise if ive posted in the wrong place or anything. I've read info from these forums for a number of years and took some great advice so was wondering if anyone could help. Whilst at Uni (5 years ago) I had an account closed and passed onto debt collection due to not making payments on my…
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Credit card PPI
I have a question about payement protection. When I came to pay a couple of my wifes cards i noticed she was paying payement protection, the thing is shes had these cards for a number of years now and at the time these PPI's would have been sold to her she was not a British Citizen. I wonder does anyone know if PPI is…
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Debit Card Service Charge!
Hello everyone, Just got my bill through and there is 4 £1.50 service charges. But only 1 got refunded. And ive read they are from spending money abroad. I have been abroad but did not use my debit card whilst away, the service charges are also spread about months apart. Can someone help solve this problem :) Thanks! P.s.…
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Balance Transfer/Tarting advice Please
Hello, I've just transferred the balance of my Halifax CC to MBNA and there is just over £2k of space left on the MBNA card, which is 0% for 14 months, and I can make further balance transfers to it in the first 60 days... My Platinum Barclaycard is 0% on purchases until Oct with a £5k limit and is about two thirds full,…
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MBNA Residual Interest Help
I have an MBNA credit card which I always pay in full every month. last month I had an amount to pay but had done some online shopping which I returned so the item was credited well before the due date to be paid. I paid the rest of the balance so left my card with a zero balance by the due date. Today I have received my…
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MBNA Help - Paid Early?
Hello All, I have (for my sins) a card with MBNA. To be frank - I hate them, and if they went bust tomorrow - I would not shed a tear. Personal stuff aside, I made a payment to them on the 24th March last month, which is the same day as when they produce the statment, but as I get paid, I like to pay my debts straight…
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Credit Card Settlement Negotiation
Hi, Having successfully wiped out my debt i am now assisting my cousin. I have trawled the internet and the forums on here but cannot find any advice on negotiating a settlement figure with credit card companies which is less than the amount owed. My concerns are: What would it be possible to negotiate the debt to, for…
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Credit Card Rejection - What have I missed
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Barclaycard - £40 retention credit
Hi people, Just thought I'd let it be known that I rang Barclaycard this afternoon, paid of my outstanding balance (only some £76) and attempted to close my account. I was put though to customer loyalty and they offered me a £40 credit to keep the account open. Not on my account yet (looked online) but I am hopeful it will…
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EU Student... looking for a card?
Hi guys, I've been in the UK for 5 years (worked abroad during this term for a year). Now doing a PhD... decided to apply for a credit card as it's just useful to have extra credit, but RBS (my bank for the past 5 years) rejected me for "being foreign". Before I found out about this I was a bit silly and had applied (and…
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barclay card 20 months. accepted. no limit
is this usual? I applied online. was instantly told i had been accepted "welcome to barclay card" etc - but they never mentioned what limit I had been given. i only care as i want to make some balance transfers and want to know if the limit is large enough. seems odd that they don't say. anyone else experienced this?
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Overseas Spending On A Halifax Clarity Credit Card ~ Queries?
Hi There I am due to go to Mexico end of May and have applied for a Halifax Clarity Credit Card (12.9%APR) and have a few queries please:~ A. If I spend £1600 on this card whilst in Mexico at ATMs, shops, restrauntes etc and I pay it off as soon as I get home how much extra will it cost me? B. Will all places accept this…
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thomas sabo
Delighted to make contact with each one at this point
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Debenhams Gold Card (Santander) is a SCAM
Hello All, First post, but angry so telling you how I feel. I feel this is a scam and, if you don't know this, you NEED TO KNOW IT. I have had a Gold Card from Debenhams for around 2.5 years and I set up a direct debit just over a year ago. For the most part, I cleared off any balance before interest would accrue, but…
