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Post Office
Hi guys, Right, I have quite a few cards and know quite a lot about them, however I applied for Post Office card (via Quidco) as I am going abroad and for the first time ever been told "we will let you know within 5 days"... Now I am worried that I have reached the available limit one can have.. So before I start…
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credit card with bad cedit
I've just aplyed for a capital one progresive credit card and been acepted is this a good idea to have as my credit report isnt very good and i dont want to make it worse by taking this out any advice about this would be very helpful as i just dont know what to do now ive been acepted thanks
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Tesco Clubcard Abroad?
Hi all, I am thinking of applying for the Tesco Clubcard Credit Card and wonder if I can use this card abroad for purchases etc., (Also booking flights) Cant find the answer anywher here and wonder if anyone can confirm for me. Also anyone happy/unhappy with this card? Thanks in advance for any replies.
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Applying when a tennant and a house owner
I have a large balance outstanding on a Virgin CC and want to apply for an interest free card to transfer the balance to. Due to separation I have moved into a smaller property that I am renting whilst renting out my larger home. The rent from my house more than covers my mortgage repayments and the rent for my present…
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Very old Debt from 1985
I am still paying off an old barclaycard from 1985, I pay an amount every month and went to the CAB regarding this, recently I asked for my original agreement and they cannot find it, I still owe just over £1000 and the interest has been stopped, what should I do?
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Credit cards with unusual designs?
I get bored with the usual silver / black / monolithic design of most credit cards, and was very pleased to get a 1% cashback credit card from capital one several years ago with a cute pink piglet on it. Unfortunately, capital one replaced the card last month with a standard one, and having called them, I was told that…
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Credit Searches (myth)
Could loads of credit searches in a short space of time be a thing of the past? Right payed off my Flybe card and got shot of it,but still kept my barclaycard with a balance of 1.7k limit 3.5k so I just have the one credit card,December 30th Zero credit searches on Experian in the last 6 months,so me and my OH decided it…
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Benefit of paying for holiday with CC?
Please can someone explain the benefits of booking a flight with a scheduled airline (needed to get to international departure point), plus a package holiday with Thomsons and paying by CC. I believe that if the amount paid is over £100 and the scheduled airline or Thomson goes bust, then the CC is jointly liable for the…
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Never had a credit card - Need advice!
Hi there, Basically, I've never had a credit card, and to be honest, am not completely sure about how they work. I have a couple of trips abroad planned, with travel costs totalling perhaps four or five hundred pounds. I have the money to pay for them, so it's not that I need to borrow money, but I would rather not pay the…
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AMEX Platinum Card - Pin Change, how?
How do I change the pin on my new AMEX card?
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Will i avoid fees this way? - insurance
I'm aware that if you use your C/C to withdraw money from cash machines, you get charged, so this is a no no. For some reason i had in my mind that you'd get charged if you used your C/C to pay for car insurance. Is this so? Surely not. I can't remember why i thought that - i must've been told by someone but can't remember…
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Balance Transfer Question
Hi, Just a quick question. I have three credit cards which i recently tried to consolidate onto one but even though my experian credit score is excellent (score of 999) i got refused a new credit card. I presume this is becaise all are at their limit. They are as follows: Egg: Balance - £2990. Limit - £4000 Lloyds: Balance…
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Paid Credit Card but not come out of account??
Hi, my problem is that I paid my credit card in December, I did this on line and have an e-mail receipt from Halifax. Unfortunately or not the money has not come out of my current account?? I spoke to Alliance and Leicester/Santander (who have the current account) who said there was no payment pending and they could not do…
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Positive experience (to balance off the hassles)
Just got a call from Tesco credit card as one transaction today seemed suspicous to them. Right enough, someone seemed to manage to use my CC details to buy something worth £617 (Apple and O2 were mention with disputed transaction). We confirmed what was ours and what was not and this amount was straight away refused as…
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Default help???
Hi just wondering if anyone can clear something up for me i have a default on my file and the red D Is showing on dec 2004 and it also says Start date 04/04/2004 date last delinquent 01/05 So my question is when did the 6 years actually start from? Thanks in advance
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acc death ins
hi there ,just noticed on my statement that i am being charged for acc death insurance i was sure i cancelled this years ago ,just getting to grips with my debt had my head in sand for a while but just trying to get all my debt sorted now is this classed as a mis sell thanks
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Managing debts after separation
Hi, I owe about £9000 on credit cards which was accrued during the time I was with my ex partner, they are in my name but he accepts joint liability. He is servicing a loan we took out for his business for £15000 which was also in my name. We had just bought a house with a deposit from his mum which he continues to live…
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Credit Card rate on the up!
Hi, New to this but just wondered if anyone can help me. Few years ago i went on a debt plan to pay off a Barclaycard debt where the debt company agreed with Barclaycard to be paid off at a reduced rate. I have religiously paid £50 a month since then. I have now moved house and do not have anything to do with the debt…
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Balance transfer question
Hi i was accepted for the new barclaycard platinum on 20th december to transfer 3 credit cards. One of the cc was virgin and the balance transfer has completed on that already however i am still waiting on the other 2 both of which are capital one to clear. All 3 balance transfers are showing on my barclaycard online…
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Vanquis Bank T&C's
I have recently applied for a CC from Vanquis to build credit rating as I have very little history besides a mobile phone and bank overdraft. This seems pretty clear cut but I'd like to verify that I will be charged interest on any purchases for the first month even if I pay in full at my first statement? Should I then…
