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Estimated Interest
Hi I recently had a credit card bill with a new balance of approx, £1400. The statement showed that the 'estimated interest' for that month was £15. I paid the full amount before the due date, but was still charged interest, which was in excess of the estimated amount at £55. Am I missing something here or is this correct?…
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Tesco Credit Card
I am in the process of aquiring my 1st Credit Card and have decided the Tesco one is my best option. Before i go through the rigmarole of applying i was just wondering what they would give me as a credit limit? I have come out with an excellent rating on my intial credit score checks. I only ask as thinking i would only…
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Email from Halifax CC
Is the below a good deal? Here's a very special offer – a way you could save on interest payments, simply by transferring a balance from a card with a higher rate. Transfer balances from these other cards to your Halifax Credit Card before 14th February 2011 and as long as you stay within your credit limit we'll give you a…
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MBNA Credit card Review Team closing account
I am in a rare fit of anger and feel insulted/betrayed by MBNA account review team. Few months ago my old company started to place few jobs as being made redundant and my role was one of them.. I start preparing myself for this by looking into my finances proactively i.e selling my shares/ISA and paying off all credit…
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Barclay Card's Fixed Direct Debit
Hi all, Quick question, I've worked for Crediit card companies for the last 12 years and have never come across this before... I set a fixed amount up with Barclays for my BT I did recently. I thought I'd make more of an effort than a min payment DD. I recieved my most recent statement with a late fee and a notice that…
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Replacing GM Credit Card
Hi. As you probably know the GM credit card will be withdrawn at the end of this month. I have had one of these since they first appeared, back in 1994 I think. I have always paid off the whole balance on this credit card and have a credit limit of £11,000. I am a housewife with no regular income but my husband is in full…
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Credit Card Balance - Egg Card
Maybe someone can give me an insight to the following: I have an Egg Card account which was closed by them in one of their culls of accounts and I'm paying it off. I can see from my monthly statements that I being charged at two rates of interest, one for merchandise and one for cash advance. So in an attempt to understand…
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cerdit card interest
hi can anyone help.my husband has a mbna credit card through bt.hes paying £100 per month but the interest is coming in usually at around £93 pounds or more .this month he paid the required £100 but the interest came in at £103.so the debt has gone up this is never going to be paid off
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Credit card deal affect my rating?
About a year ago I had got myself into trouble with credit cards. Over the past 6 months I have got on top of it and I have made some deals with my credit card companies. I checked my credit score last month and today, they were 880 (good rating) and 864(fair rating) respectively. Anyway, one of my credit card companies…
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to rich for credit cards
Please help i have a friend who seems to be to rich to have a credit card. Every time he applies he is turned down. He has never been in debt, he has been with his bank for over forty years and has an overdraft faculty which he never uses. No one seems able to tell him why he has been turned down.:money:
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Best way to pay off an American credit card?
My other half is from America, and when we lived there we acquired some credit card debt. :mad: We're working on being debt free in the UK first, and when we achieve that I want to work on the US debt. It's about $5k I think. For now we're just paying 150-200% of minimum payment so it's going down fairly slowly. Just…
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Paying off cards dilemma
I was lucky enough to be given £2000 as a Christmas present from my parents. I know that the advice is always to clear debt first rather than saving, and I have quite a bit of debt, but this is shared jointly with my husband. We've been going through a bad patch and I feel I would like to have some of my own money saved…
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Money Transfers
I want to get a credit card with a credit limit of say £2000.00, that allows me to transfer the full £2000.00 into my current account, at 0% interest for around 12 months. Is this do-able, other than with MBNA, as I've already tried, and if so who offers such a service? Regards, Jonny
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Best credit card for abroad?
I used to use Nationwide card for holidays, but now they have started to charge. What is the best credit for purchases? & what is the best best for cash withdrawals I am over 50 so I also qualify for Saga cards. Thank you
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bandwagon new yrs resolution
this is just s test
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Why would you want/have a positive balance on credit card?
Hi, I've read a few thread lately and I noticed a lot talk about a positive (i.e. they owe you) balance on an Egg Money Card. How do you get a positive balance ? More importantly why would you want a positive balance? Don't understand what use this is. Thanks bongo
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Bought an item on my Barclaycard..
..but not recieved it. It was bought on November the 20th as a Christmas present. But it has not turned up, i have had about five emails from the seller blaming the post etc. But still nothing, what can i do to get my money back?? Stuart
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Hello
I'm about to start a new business and I have a limited budget. I need a fax machine and a phone line, preferably on the same line. BT have informed me that it may be best to have the fax line on the same line as Broadband as this will avoid blocking the phone line. I was wondering if anyone could offer me advice on what I…
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Travel Money - Cash Withdrawel Worldwide
I have just come home from far away travels. Prior to travelling I took the HALIFAX Clarity card with me, also my Nationwide Flexaccount card. At the ATM, I made two withdrawels in one day equating in total to £400. The transcation with the Clarity card showed an exchange rate (ER) of 44.5 Thai bahts to the Pound, my…
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Best Credit Card
I am in the process of separating from my wife of 20 years. Things are quite amicable at the moment. All our debts have been paid, except the mortgage. My wife is keeping the house with the 2 children. I need a new credit card but cannot decide beween the Tesco Clubcard, or the new Barclaycard 17 month free. I hve read…
