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How to make a BACS payment to Virgin card
What details do I put to make a BACS payment to ke Virgin credit card? I have the sort code and account number, but everytime I try and send the payment, it comes back saying invalid reference. I'm usi my credit card number as the reference. Thanks for the help.
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Student Credit Cards - No Longer Student...
Hi, I would like a bit of advice, i have just finished Uni (this summer) and i have three student credit cards (dont ask!!!) and they all have pretty much full balances on them. However, my question is what happens now as i am no longer a student? Will they move me onto standard cards or will they want the money back or…
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Claiming from Nationwide Section 75 - Do you have a copy of Dispute form?
I am trying to reclaim for Sky Europe flights (value £1k + as it was a group booking) paid for in April with my Nationwide Credit Card but due to be used in September just a few days after Sky Europe went bust. I rang up about claiming a refund and they said they need to send out a dispute form and before they can do so I…
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Credit Card Fraud
http://news.bbc.co.uk/1/hi/business/8287783.stm Also BBC Radio 4 "Moneybox" - Sat midday.
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Mint
Ooooh, Mint aren't accepting any new applications - wonder why that is??? x
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bank of scotland statement ?
can you still pay at halifax branches for same day process ? the c/s at the call centre said yes then i called again and was told no,.. anyone know for sure,.. i will go to pay on monday,.. but it seems like they are setting me up to get charged,.
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Moving into my first house, need credit advice
I'm moving into my first house at the end of the month and, right now, wish that I'd started saving. The house that's come up for rent is absolutely ideal, and we're lucky to have got it. However, it's unfurnished. We're currently looking for a bed, a gas cooker, a refrigerator and a freezer. I've posted ads on Freecycle…
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Credit Card recommendations for the self employed?
HSBC have refused to reduce the interest rate on my credit card because part of their criteria is that they "see a regular mandated salary or pension to your bank account of a minimum of £500 per month." Although my monthly income is usually well over £500 per month, the nature of my work means that it can fluctuate from…
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John Lewis Partnership card
Is this card difficult to get? only we were declined last year, and i tried again yesterday and was also declined. Have never been declined credit before apart from a nationwide flex account, again do not understand why. Lots of cards/loan have been repaid and cancelled too. Only want the card so i can quick scan the…
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Egg - Rant
Is it just me or are Egg completely incompetent :mad::mad: Every time I have to deal with them they mess things up, from being unable to send a tax statement, to being unable to get through on the phone (probably everyone else phoning to complain), to being unable to activate a card, to expecting me as the customer to…
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Barclaycard Direct Debit - 'Full Amount'
My first payment on my new Barclaycard is due. Now on my Online account it confirms my DD is set up but it seems to be for 'full amount' outstanding on the card, not the 'last statement balance' (as all my other cards do) Is this correct? Are Barclays going to take the whole balance as of NOW or will they take my last…
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Caravan Club (Barclays) Ts & Cs
Has anyone read the changes to the Caravan Club Credit Card Terms & Conditions? Specifically: "We may increase the interest rates on your account because we think there is an increased risk that you might not be able to repay what you owe us, but we will not do this without first taking into account factors such as how you…
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Capital One
Hi, is there a template letter on this site for cancelling payment protection on my capital one credit card. Thanks
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Why doesnt my Vanquis card show on my credit report?
Hi all, I have just ordered my credit report from Experian using the Credit Expert site, my credit facilities are shown on there, but one is missing, which is my Vanquis credit card. I would like this to be on there as it will show that I am keeping up to date with payments, in fact paying the full balance each month. As…
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Criteria for HSBC Bank Account
Hi fellas Currently i have a full authorised HSBC Visa debit card, but would like an upgrade to a 'proper' Visa debit card. What are the critieria in order to have one? My internal behaviour score is 57 but still have a small balance (£250) managed loan left. I've been told i must get at least £750 pm credit for 3-6…
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How do credit card lenders decide what limit to give me
Please help. I need to know - How does a credit card company decide what limit to give me? I have some credit cards now with balances owing all at 0% rates. I also have some cards with nothing owing. If I am looking to get another new 0% card in 6 months time - should I close the cards now that I dont use? WIll that make…
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Balance Transfer - Amounts not cleared?
On Tuesday afternoon I did a balance transfer from a virgin card to a Barclaycard. On Wednesday morning, I transferred a Tescos card to a Barclaycard. Both the original cards don't show that the balance has been transferred. How long should it take? Many thanks.
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Re:Having a "Secondary Delivery Address"?
Hello, How do Credit Card Companies react when you want a Secondary Delivery Address in different country? I know different Banks have different policies do to risks of fraud? James
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Can I get my own card?
Hi I currently have a Tesco credit card in my name on my husband's account. I am wanting to make a one off purchase and see that the Tesco Credit card gives 12 months 0% on purchases. Does anyone know if I will be able to apply for a Tesco credit card in my own name and receive this 12 months interest free? Many thanks Jan
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mbna blocked balance transfer/money transactions
I have just called mbna to transfer a balance from my hsbc credit card as i unfortunately had to take some cash out on my card to get the car through its mot and thought as it was my cheapest apr card 15.9% i would transfer it before being charged extortionate rates. But mbna have told me that the feature to transfer or…
