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natwest/paypal have charged me a fee for useing my new visa debit card
hi folks, can anyone help me. i had to have my sole card canceled because i had fraud on it. natwest issued me with a new debit card. its one of those new visa debit cards. i added this debit card to my paypal account. but after looking on line on my natwest account. i,ve found everytime i use my visa debit card through…
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using credit cards abroad for how long?
I know one has to inform the banks when one is going to use their credit card abroad and they ask for outward and return travel dates; my son has a secondary card on my account and will be using it while abroad on his gap year; how will the banks feel about this and will they balk at me informing them that it may be used…
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Saga card
Anybody got one ? What they like for acceptance/limits ?
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company credit card worry
My wife has been given a company credit card that she uses to pay for company business only, the card has the company name and her name on it and the card is registered to our home address where the bill comes to. My worry is that if the company go under or the bill is not paid she will be liable for the card debt! Can…
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company credit card worry
My wife has been given a company credit card that she uses to pay for company business only, the card has the company name and her name on it and the card is registered to our home address where the bill comes to. My worry is that if the company go under or the bill is not paid she will be liable for the card debt! Can…
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Credit Limit Halved - What do I do
I received a letter from Barclaycard today saying that my credit limit is being reduced to £260 from £500, in order to prevent me from "running the risk of problems building up later". I have had the card since June and while I have come close to the limit a few times, I have never exceeded it and have without fail, paid…
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I've made a major Whoopsie, can anyone help?
Hi everyone, this is my first post, and, i'm sorry if this isn't in the right section but i'm panicking a little. I have just accidentally send a £160 payment to my arogs card from my bank account via the internet banking instead of the intended destination account for part of my rent. The argos account balance is…
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withdrawing cash on a c/c
does this look bad on your credit file i was in my bank today and they advised me not to do it for this reason ???
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Re argos debt
I previously posted this message about a week ago and thought I would give an update on how I got on: Hope someone can help. My husband received a phone call from a company called Cabot about an argos credit card debt from 2001. They said they bought the debt over in 2006. My husband told them he didnt have an argos card…
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Egg cracking me up
Basically I got the recent Virgin card with the o% and did a bt to my newly opened Egg money. Checked with Egg that I could transfer the positive balance to my current account and they confirmed yes I could but I had to do it as a balance transfer. Ok I did that and then I waited but the money did not appear in my current…
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Fraudulent Transactions on Card - Paying while being investigated?
Hi Guys, Last month my credit card (Cahoot) was used fraudulently for a number of transactions totalling approximately £1500, this credit card was stopped and the issue reported with the transactions refunded although my balance is still £1500 more than it should be (they explained this to me but the funds were still…
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Credit Card Cheques
Hi, I was surprised to find that a supply of cheques had been sent to me by Barclaycard. I am sure I read that these had been outlawed. Can anyone confirm or deny this? Also on a similar line I recently had a "late payment" fine imposed on me by the same loving and caring people. I had read that payments from building…
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Egg - received text from them regarding "urgent message"
I received a text, apparently from Egg: "Dear Twopints Please log in to the secure area at www. egg. com. An urgent message will be displayed on the webpage you see after your security details" Has anyone else had anything like this? There was no "urgent message" - anyone know if this text is legit?
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Can i transfer debt from wifes card to a new card in my name?
Can anyone please advise me if it is possible to transfer my wifes credit card debts:mad: which comprise of three seperate credit cards to one seperate credit card(lender) which will be in my name:money:? thanks Al
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reinstate suspended credit card
Hi all I was wondering wether anybody has been sucesfull in reinstating suspended credit card accounts. I was able to reinstate my suspended capital one classic card back in feb 2008 and they reinstated my £1100 credit limit and then upped my limit to £1700 on my 4th statment. I did this by making a payment of £250 upfront…
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Amazon credit card
According to teletext yesterday, Amazon are teaming up with MBNA to offer a new Amazon mastercard. It seems there will be points/rewards very similar to the Halifax operated Amazon card, including the £15 voucher on the first spend on the card. No details yet on the Amazon website. But some details here on the teletext…
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Late Payment
:confused: I have recently had a late payment on my Barclaycard this is the only blip on my CRA files ideally I wanted to apply for a new card in Jan as my 0% finishes but because of this how long should I leave it before applying for a new card.. Many thanks.. Nikki:rolleyes::rolleyes:
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How to create a Credit History
Hi all, I'd like to know how a credit history is created from the start? Very confused:eek: I'm new to the country with no bank account, and have only recently registered myself onto the electoral roll, which I've been told will only be updated and reported to the C.A's after 1st Dec. Now question is: 1. Should I wait to…
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Advice on my HSBC interest per month.
Hi I`ve had a credit card with HSBC for about 4 years now ,i also bank with them . I`ve always payed the minimum payment by direct debit but after reading my last printed statement i couldn`t believe the amount of interest i had been paying. My balance last month was £2596.64 after paying the minimum payment of £64.92 i…
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Beware - Domestic Appliance Direct!!!!!
:mad: DAD or Domestic Appliance Direct appear to be an entirely fraudulent internet company who don't deliver orders and also take money from your card to line their pockets. On 9th Sept I ordered (via their secure payment site) a breadmaker costing £76.99, paying by Mastercard. When nothing had been delivered after two…
