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Abbey Zero Charging 3% BT Fee
Sorry if this has been discussed before but i received my statement today and on it they say they would be charging 3% on bt. I thought the whole idea of having a zero card is so there are no fees charged apart from interest. Is santander in their right to do this? has anyone else come across this.
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4 x "1's" on credit file! Help
All from Home Shopping Direct. One relates to an account that was opened as a result of a fraudulant transaction. Account opened Feb 09, default in March 09, balance now zero after Great Universal cleared it, but the late payment marker still remains. Three late payment markers on the Littlewoods account that belongs to my…
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Trouble with Barclays internet banking.
On the 16/7 I imputed instructions to pay my wifes credit card bill with Sainsburys bank on my Barclays internet banking. This was to be taken out on the 27/7 however we were notified on the 12/8 that Sainsburys had not received the payment. This none payment occured while Barclays was upgrading their web site and I am of…
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Early Pitfalls
Hello and help! I've never had a credit card before and I've already been stung by the system. I did a few online questionnaires about cards (including the one on this site) and was told that the best kind of card for me would be a cashback card. I duly applied for the Barclaycard cashback card but was declined. I was…
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BT vs Loan vs the world!!
Hi all, This is my mind masher at the moment. Getting a rewire done, it's going to be £4k all in, high but there is a lot of work, been haggling for 4 months with 5 different companies, started at £6.5k + VAT. Anyway......don't want to back out now, BUT, with having had central heating done this year - it's a new house -…
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How do I balance transfer from my card to my husbands?
Hi I have put £1800 onto my Egg card as our car needed a new engine - it was an emergency as my husband needed the car for work (this is the reason I have the credit card for unforseen events - I don't usually use it). It is an Egg card and I will get charged a lot of interest around 15%. I need to get the balance off it…
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Credit card claim back
Not sure whether this is the right place to post this,but can I claim back of my credit card company as I have bought a set top box on the internet which I cannot get to work neither will the supplier answer any of my e-mails,the box and services paid for was £290 +postage = £304
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Halifax - credit card declined
I have a good credit rating (900) but have recently been declined for a Halifax credit card. I do not understand why!
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Cashback cards
Howdy, I’ve had a look at the cashback cards part of the website and it seems that a Barclaycard cashback one is the way to go, I just thought I’d get the (hopefully confirmatory) opinions of some of you clever lot and answers to a couple of questions. Firstly, I’m going to get this credit card with my girlfriend so we can…
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Over The Counter Cash payment
Just spoke to Halifax and my payment on my credit card is due on Tuesday!! So much going on i've forgotten to make a payment, the lady from Halifax said if i make a cash payment over the counter I won't occur any additional charges as it will be back dated to the time I made the cash payment? Is this correct? So I won't…
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Please help - Credit Reports
Hi I'm sorry if I've posted in the wrong area but everyone seems to post about credit reports on this bit. I decided to apply for my credit report through Experian tonight on the free trial and then cancel. I filled in all my details and then it said that they need to carry out further checks. I'm now panicking as to why…
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AMEX debit card?
I know this is not the place to discuss about debit cards, still... Does any bank provide a AMEX debit card?
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Santander Edge Store Card.
Sorry if this is in the wrong place. I was wondering if anyone knows the sites/stores that accept this card? Thanks in advance.
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topup prepaid c card with a normal c card
Hi I was wondering if it is possible to topup a prepaid credit card with normal credit card from another lender. E.g could i use my normal credit card to topup my sons prepaid credit card so that he has money available on the prepaid credit card and the amount i top up by goes onto my normal credit card which i would pay…
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Missed payments not on report -- all clear?
I missed 2 payments on one of my credit cards back in July/August (it's all up to date now, payments were just late because I didn't realise there was no DD set up and was away so didn't get the mail). I just checked Experian and the card in question is showing "updated to period 13th September". There is NO late/missed…
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Do I have an EGG anniversary offer?
Okay, I know I'm probably really stupid for not being able to figure this out. My 0% BT deal on my EGG card runs out in December. I applied for the card in September last year. Will I receive any anniversary BT deal? Thanks!
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Is the Barclaycard website down for anyone else?
All day, when trying to log in to my online account, I get a message saying: It's still saying it now! Is it down for anyone else or just me?? Thanks!!
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prepaid credit card which offers cash back
HI Just wondered if there was a prepaid credit card which offered cashback or other reward ? thanks chris
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How to rapidly build credit rating..
Dear all, I would be grateful for some advice on how to improve my credit rating in order to apply for a mortgage so i can buy a house at some stage. As a student 5 years ago I had some unpaid bills which I eventually settled (via a debt collector!). Subsequent to this i have had no bad debts or credit at all. (Current…
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credit card payment provider
which credit card payment provider is best for a small business?
