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Applying for AMEX Card
So I've been relying on 2 credit cards for my purchases for about 3 years now (1 of which was acquired in December of last year). I also have a Best Buy Credit Card (solely for my Best Buy purchases to receive points and I always pay the balance immediately after using the card for a Best Buy purchase). I've never been…
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mbna
i have been trying to sort out my mounting credit card debt (and this is without me using it) by seeing if i can transfer it to another one, unfortunatly the debt is 4.800 and i am struggling to find another card which will transfer this amount, is it advisable to maybe split the amount onto 2 cards ?? . i need to get the…
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Dormant credit card charges - Egg, Lloyds, Santandar, Amex
Can't find anything about this already posted but according to this article the following are introducing charges for not using your card, or in the case of Egg, not using it or using it and paying off in full: "American Express - £20 Fee if card not used during past 12 months Abbey - £10 Charge if not used during past 6…
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Vanquis fraud
Has anyone dealt with vanquis regarding fraudulent transactions? A month ago they called indicating that a number of large transactions had occured on my account which i didnt know about, i was told a decloration form would be sent out for me to sign to say the transactions werent me. I rang them about two weeks ago asking…
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dormany credit card
Can a credit card company stops you using their card (MBNA) for no reason but allows you to keep on paying it off at the current interest rate on the card 27% is this allowed? if not what can I do. I have thought about going to the ombudsman.. any tips?:confused:
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Landlord rental classed as income to qualify for credit cards?
I have a part-time job that earns me under £10,000 per year, so my chances of getting a 0% credit card based on that are bleak. However, if i include my rental income from a house i'm renting out, my earnings per annum come to just under £20,000 giving me more options where credit cards are concerned. So when applying for…
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Help please
Hi all not sure where to post this but I need some help! I have been trying to get a credit card to up my credit rating but I can't get one anywhere! How am I meant to up my credit rating when everywhere declines me? I have no debt to my name I have a next account and a contract phone and that is it, so why will no one…
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Credit Card - over limit
I went over my limit with Egg yesterday on my credit card (I know, bad me :( ). I went £20.13 over my limit. They advised me that I'll be charged £15 for this privilege. When I went through to their Collections department, the very terse peron on the phone asked me why I went over my limit. Now a little annoyed by this, I…
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Devious.mbna
Right i need some legal advice here.I will be breif.I had an early settlement arranged with MBNA in which i could pay 800 in aug or 900 in sept if i couldnt meet aug.The deadline was sept 25th.This was an email arrangement and i requested it be put in writing and outlined as a full and final etc..THIS WAS NEVER DONE.So i…
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Egg cancelling cashback on older Egg cards
Edit: Oh bother - got too excited about posting - it's not the Egg Money cards - it's the other Egg cards. Sorry Cashback on original Egg Money cards to be stopped: http://www.guardian.co.uk/money/2009/oct/01/egg-cancels-cashback-credit-card
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Citibank - No Credit Card
I am transferring to Citibank - current account/ savings account etc from Nationwide. I am interested to know why Citibank do not currently have a credit card? Very strange!
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Which Credit Card now?
I currently have 0% £11K on a Virgin card with £13K limit, transferred from my LloydsTSB card last year. I need to transfer to a new 0% card before 10th November. Which card would be best to try now? I also have £900 on a LloydsTSB card with £15K limit that I use day to day. Thanks.
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which credit card protection?
Which kind of protection should i take out for a credit card,i will mostly be purchasing goods over the internet?sorry if this sounds stupid
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Updating to married name with Barclaycard
How should I do this? I'm assuming post off photocopy of marriage cert, to what address please? and anything else?
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Advice requested - new credit card
Hi all, I'm looking for some advice / experience from the forum on what credit card I should apply for - I'm looking for either a BT card to do a bank account transfer, or a 0% purchases card (currently looking at Tesco), as I'm going to be paying for a fairly expensive holiday (circa 3k) in the next few months. Will try…
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£8,000 Credit Card Debt Quashed by court
A credit card debt of £8,000 has been quashed by the courts today due to mis selling Information can be found on the Credit Today news site.
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Credit card not accepted in United States
This is my first post so I hope it works!! I'm hoping someone can tell me why my M&S Mastercard has been refused by many merchants in the US? On some occasions it was accepted with no problem at all. M&S have been unable to come up with the answer, saying it was the merchants fault and nothing is wrong with my card, which…
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Question about Default Sum Notice
Several times now, my credit card has charged me for going overdrawn, yet has not actually told me I've gone overdrawn until the statement is sent out. What I want to know is this; can I reclaim these charges if I was not told the overdraft had been reached / exceeded?
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First Millennium Credit Card
Saw an ad on Facebook for this company that boasts no credit checks and guaranteed approval. Anyone heard of this company? My googles so far have not been successful.
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Is transferring my Overdraft to a CreditCard an option?
I am looking for suggestions on how to do something about my bank overdraft. Here’s my situation. I have a virgin credit card which I took early this year on a 15mth 0% transfer arrangement to help reduce the balance on another credit card I have an RBS credit card which has £450 outstanding on it. My overdraft is with…
