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Credit cards
Archives for October 2009
Discussion List
Company took more than authorised amount from my visa credit card
I bought a bed for £110 online. And got a purchase approved message. And got a receipt by email for £110. I then received an "updated' receipt by email for £269. I checked my credit card and the company has taken the full £269 from my account. I have asked and got told the £110 was a mistake that has been rectified and…
Marriage break up credit card help
Hello all I am going through a divorce at the moment and due to a complete change of circumstance (lost my job) When I was married I had a credit card which was under my name but used for every day family things. Now that I am unemployed and raising kids I am also left with £6000 on 2 credit cards with the same bank. I am…
Looking to rebuild my credit rating.
After being declared bankrupt 3 years ago I read that I could apply for high interest credit cards, spend the minimum amount and then set up a monthly direct debit to pay them off, and that this would help me improve my credit rating? Is this true? Any advice on what credit cards to obtain? Thank you in advance.
Barclaycard have damaged my credit rating are they liable?
Hi there, I like many others have had my Barclaycard credit limit slashed. I always pay the card off in full and before this had a experian credit rating of 995/1000. However Barclaycard slashed my credit limits without warning me to just 5% above the card balances. This now means that on my credit report I am essentially…
Signed up for the wrong NatWest Credit Card
Hi, Any advice on the following? I'm partly to blame in the following matter, but it still feels unfair. I had my yearly review with a Natwest advisor 3 months ago who amongst the discussion recommended I take out the NatWest credit card as it had 0% interest free on balance transfers for 15 months so I could transfer some…
Capital One Query
I have a capital one credit card and have for years. I have run the account with no issues or problems the entire time i have had the account. Last week i took a call from their active fraud prevention team about an online purchase i made but having had a couple of calls from them before thought nothing of it. Last night I…
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