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Applying for Virgin Credit Card
I understand that the Virgin credit card is issued by MBNA. Would the credit checks be the same as if I was applying for an MBNA card?
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e-platinum credit card
I have just come accross a credit card through facebook, that promises no credit check, 0% apr and £5000 credit limit, its called e-platinum, but it sounds too good to be true. Has anyone got one, or knows of anyone with one?
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old credit card debt
A friend has just returned from living abroad she moved to italy septmeber 2003. she was on a payment plan at the time of her leaving a nominal 1 pound per month She had a credit card debt when she left and is now wondering if this is statuary bared ? or whether the CC company took out a ccj. I told her she should check…
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Santanders takeover of GE money
Has anyone else come across closed accounts and unwanted accident insurance being opened up again and charged for on an ASDA store card? Phone calls pre-porting to be from Santander feel and sound like phishing without actually talking to a person initially. Phoning the ASDA customer service number had no effect despite…
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s75 question
I recently purchased some bingolotto game cards from Tesco and paid for them using my mastercard credit card. One of the cards won a laptop. Since the draw, the company behind bingolotto has entered into administration putting the chances of the prize being paid out into jeopardy. As this is a breach of contract on the…
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Barclaycard Decline
Afternoon All! I recently applied for a Barclaycard and was declined. On my decline letter it states the following. "When we concider applications, we take into account your financial circumstances, including the information on your application form, and we also make any credit reference or other enquires we concider…
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Which credit card for Mother?
Hello all! Just wanting some advice which credit card you think would be best for my mother. She has a balance on her Argos Card (27.9%), MBNA Platinum Plus (18.9%), and RBS Classic Mastercard (15.9). Credit file is spotless, not one missed payment in over three years and even then I think one missed payment on one account…
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Barclaycard Stalling / Refusing Section 75 Refund
Long story short - Flooring Coy goes bust before job done so we need a new floor. Ask Barclaycard for Section 75 refund in March 09. They reply to register as a creditor and wait. We do and 5 months later get told by courts that there is no money (shock). OK say we and return to Barclaycard and ask for Section 75 refund…
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cataloge
Good Everning , I had an account with Great Unersal Cataloge,since the 5th of April 2008 they have charged me charges to my account of Adminastration charge and Missed payment and Late payment fees. but they are all £ 12.00 CAN I STILL CLAIM THESE CHARGES AND INTEREST I will be very greatfull for any advice given.…
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cataloge charges
Hi All, Can Anybdy direct me to the correct forum for claiming cataloge charges please also template letters. many thanks. big bad wolf
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cataloge charges
Hi All, can anyone direct me to the correct place to claim charges from a cataloge also template letters many thanks. big bad wolf
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Credit scoring
I have checked my Experian credit report and they give me a score of 708, which is described as "Poor". I need, I think, a score of over 720 for the score to become "Fair". One of the reasons for my "poor" score as identified by Experian is that I am not on the electoral roll (the other is that I have high outstanding…
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balance transfer- which card might I get ?
Hi everyone, I need to transfer my MBNA card (£12,000) and over 30% apr, to a better rate, and other than a couple of late 1 month late payments, (1 being in the last 6 months) I have perfect credit rating. I know that there are many comparison sites out-there,(best of all of course being :money:!), I just wondered if any…
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Credit card cancelled due to lack of use?
Hello! I've had a very strange letter from my card provider this morning informing me that they are closing my account as I haven't used it enough.... The letter simply states thet they've reduced my credit limit and are closing my account in 30 days... no option to use the card and keep the account open. I've had the card…
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HELP, naive on Credit Cards
Hi MSE helpers, I'm 23 and have a new job. I have been investing all my spare cash straight into my ISA, I have a debit card but never had a Credit Card. I keep getting mithered to take up a credit card with my bank, Lloyds, the current offer is 19.9% APR. My Dad says don't bother, because I have a stable income and good…
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Help with Credit Card Fraud
Hi. First time I've used the forum, so apologies if this scam has been subject of previous discussions, but we've run out ideas on how to resolve this. We were tricked a couple of months ago into a scam that authorised the deduction of a couple of payments (apprx £5 in total) to work @ 4 home for Google. Gullible I know…
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Old Debt
Hi, I was wondering if anybody knows an answer to my problem. I have just been contacted by a collection agency for a credit card debt for a card I had in 1995-1999. I completly forgot about this considering it was so long ago. They contacted me today to pay it back. I had even paid for a credit report from some of the top…
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best way to get £4000
im looking into borrowing £4000 for my wifes boob job ive looked at loans over 5yr i payback around £5300 without payment protection at around £95 per month i was wondering if it would be better for me to maybe put it on a credit card what do you guys think
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Are Fybe known for follow on offers?
My 6 months 0% has ended with them. Shifted my balance to another card (avoiding the nasty 24.9%). Anyone got experience with them offering anything else cos if not I'll just close the card down.
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Does BT count as payment?
I have recently done BT from Tesco to my new Barclaycard. It took a couple of days instead of the two weeks I was expecting, so it has appeared on my BC statement that was prepared two days later. The money was credited to my Tesco account between statement date and payment due date. My question is whether this counts as a…
