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0% Purchase interest Credit Card rejection!
Hello, I'm having no luck at all with the top rated cards on MoneySupermaket.com. I'd like to buy a new computer, and possibly pay my road tax, over a 6 or 9 month interest-free period. -I'm self employed - which i'm guessing could be a problem. I'm a partner in the company though, thats been going around 3 years now.…
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Credit Card for bad Credit
Any ideas guys, Aqua said NO capital one said NO, anone know of any others:o Thanks in advance
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Equifax Credit File
On my credit file it shows my maiden name in the "alias - also known as....." details. (I had a bad day (!!!) and mistakenly entered this when updating the info on my file, as it was incorrect) I contacted Equifax and said this information was incorrect as I have never been known under an "alias" but they refuse to…
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Getting rejected for Credit Cards...(new home owner)
Hi all, My wife and I have just bought our first house, we completed about a week ago. I have always had Credit Cards and have happily 'tarted around' transfering my balance with no problems....I have never previously been rejected for a Credit Card. Anyway, my interest free period on my Halifax card expires soon so I…
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creation finance
Good afternoon everyone, I had a creation store card/duet and owed 1350 pound, i got behind for a while but was getting some money so kept telling them i would pay but in the mean time they instructed solicitors. I told the solicitors the same but they tried to get a charging order on the house. To cut a long story short I…
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£82 default on report from 2006. Only blemish!
Hello, I recently checked my credit report with Experian and it was all fine apart from 1 default for an £82 payment to betting firm Sporting Index in 2006. The default was placed on Jan 2006 and I settled it in full in Mar 2006. I can't believe they put a default notice in for such as small amount. I now have problems…
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Vanquis Bank-HELP!!!!!
I had a vanquis credit card which through losing my job defaulted on. I managed to arrange a loan from Black Horse who would pay the balance before releasing funds. Sorted!!!!! OR SO I THOUGHT!. Vanquis agreed £240 as a full and final payment as the account was £323 in the red, but due to the majority being charges they…
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0% on purchases
You've applied a credit card which gives you 90 days interest free period on purchases. Now in order to avoid incurring interest charge, would you pay off your full balance on card before? A. 90 days from the opening date of your card B. before the due day of your 3rd statement Thanks
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Can my partner put my overdraft on his credit card
I Have been trying to get a 0% credit card for a while, My score isn't great but I am not bad with money at all but one of the reasons is because im in my overdraft constantly, I want a card so I can put my overdraft on it so I can pay it off and so im not paying interest to my bank. Would my Partner be able to open a card…
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Sainsburys Credit Card
I have just transferred a 3k balance from my Sainsburys card to my Virgin Card despite Virgin not offering me a reduced interest rate! Im hoping that when i call Sainsburys to close the account they may offer me BT deal. Has anyone had any offers from them lately?
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6% fee
My local theatre now adds 6% to all debit and credit card transactions, although adds no charge for paying in cash. To me, this seems really high. Do debit and credit cards companies really charge theatres such high charges when customers pay using their cards? And why such a wack for debit cards? The theatre, in Dartford,…
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Thumbs up M&S money
I just wanted to report good experience with M&S money I just had... This morning I was trying to purchase goods in Sportsdirect.com sale. To my surprise my card was declined. So I just used different one (wasn't sure about my payment being processed yet...) Few hours later I received M&S call - as I didn't leave my mobile…
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Credit Card APR
Hi, A silly question I know, but if a credit card is charging 6.9% APR for the life of the balance, how do you work out the monthly interest ? Many Thanks in advance
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Flybe - Not a good start
I was accepted for a fllybe card on 19th June. I hadnt heard anything at all until I found a crumpled peaice of paper that looked like a payslip through my door last night. It had my road name but not a house number on it- it was the PIN for my card, looking at the scribbblings on the front it seems it did the rounds of at…
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can i trust "hiten" prepaid cards?
hi have you heard of this company and are they ok? have you used them? and can they be used abroad please help any info would be good! thanks
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Credit card or Debit card?
My Debit card was cracked so I went into my bank to order a new one. Whilst asking me questions relating to my account the teller asked me if I used my debit card for online shopping, I said yes, always. She said I shouldn't be using a debit card I should be using my credit card as I would not be covered for online fraud…
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Managing my credit limit myself
Hi, My credit limit has crept up and up, and is now at a level which i'm never ever going to use. Is it wise of me to ask them to reduce it? If I do reduce the limit, will that be looked on positively or negatively on my credit record? I have heard that some mortgage companies are now looking negatively on people who have…
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Will they still honour my LOB rate?
Will Barclaycard have to honour the rate and credit limit of my Skycard when it takes over in September? I don't spend on the card, but have a 3k credit limit and £2700 in balance transfers at 6.95% for LOB. Do Barclaycard even have to offer me a card or can they demand the money in full and close the account? I am really…
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Credit Card buyer protection, time and Paypal
Some urgent advice needed here please Due to the rocketing oil prices last year and for environmental reasons we got rid of our oil boiler and bought a wood pellet boiler in November 08. It was 10K. The company we bought it from was small and did not accept credit cards but as we didnt want to hand over this amount of…
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Barclaycard and credit rating
A few weeks back i managed to successfully get my Halifax credit card converted to a loan making me a massive saving on interest payments and more likely to pay the amount back rather than just paying minimum payments. From what i can see on my credit file (& what they said) they have marked the credit card account as…
