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Credit Card Debt Repayment Optimiser!
Hi All, Im sure i spotted on here a couple of weeks ago a link to a calculator that works out how long it will take to pay off all your credit cards and in which order you should pay them etc? Was this just wishful thinking or does anyone have the link?
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FirstDirect, great or what
Well after been turned down by First Direct for a card, bearing in mind i've been with them 5 years with Mortage, no missed payments, i was put through to an underwriter with a sense of humour, me, why did you turn me down, never missed anything etc,etc FD Yes i see, but you account doesnt look good ME in what way FD too…
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credit card tart - can i become one?
i have 2 cards and each month pay 150 off each i have both cards now back down to within original limits, but at the rate i'm paying only abot 40 comes off each month - so i'll be paying until i'm 100!!!! am i still eligible to switch? i don't want to apply for something, get rejected and then that will affect my credit…
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0% card for holiday cash???
Hi, Basically im going to florida at the end of august and havent saved up as much money as id have liked. If i get a card with 0% purchases would i be able to "purchase" some dollars from thomas exchange at the 0% rate or would it be classed as something else resulting in me getting charged??? Thanks marc. any ideas on…
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Addresses
Hi, sorry to be annoying but ive searched and im not sure of the correct addresses for the following people to claim back my credit card charges.... Lloyds Tsb Credit Card Lloyds Tsb Overdraft Halifax Vanquis Barclaycard Capital One All help is greatly appreciated. I just dont want to waste my time sending my letters to…
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my name card on husband's income?
Is it possible to get a credit card in my name if I have no income? I am so mad with Barclaycard who for the nth time have blocked my card after lots of piddling spending (NOT FRAUD!), my husband is abroad and they won't speak to me about it.
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The best way to perform a balance transfer?
Hello, i'm a newbie and have been lurking for quite a while, particularly around the Old School Money Saving forum :) About 18 months ago, i was one of those people who had their credit agreement ended with Egg for two credit cards because my lending profile wasn't satisfactory for them. So i have two cards with fairly…
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sky credit card
sky are cancelling there credit card can they demand payment of my bill
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Credit card rip off!!!
Hi all-I have a number af credit cards which I've not used for at least 3 years as I'm trying to pay them all off-I've always paid my Halifax card on time and by at least the minimum payment so was dismayed to get a £12 over limit fee on today's statement!!!! I've had a number of letters from different card companies…
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Well my first card came
Platinum. Looks a treat. What is an advance limit? Mine is 50%?
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The Gadget Warehouse - SCAM ALERT.
MSE Insert: Another company named Gadget Warehouse has been in touch to say it is not connected to the Gadget Warehouse mentioned in the article. You can see its profile on the Companies House website Back to the original post... From MacWorld: Police have issued a warning regarding an advert appearing in magazines and…
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Mackensie Hall - please help !
Hi there, I received today a letter from Mackensie Hall attempting to contact me regarding a personal matter, so I phones tem up asking what they wanted and it transpired that they are chasing a debt on behalf of Baclaycard for over £1100 ! I did indeed have a barclaycard acc ages ago, from 2001 until 2003/04 I think. As…
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£10 Dormancy Fee & Santander Zero CC?
Hey all, just looking for some advice really as im very VERY new at this. Ive been with abbey/santander for 12 years and theyve sent me an application form for their "santander zero credit card" saying that i will definitely be accepted. My mum read through it all and said that it seemed like a good option as i wont be…
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Tesco 12 months 0% APR credit card
Hello, I'll try to tell my story short. I'm planning on buying a car and have been saving for it for quite a while now. ATM I'm GBP1000 short of what I need to be but decided that I've waited long enough and wanna buy it now. I've read the "CARDS LOANS" part of the moneysavingexpert.com and decided the right choice for me…
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How Do I Improve my Credit rating?
Hi, I have never been on here before but I am in desparate need of help! I did a zero % balance transfer with Virgin credit card in January. I was paying off well over the minimum each month, and in May I upped it to £260 per month. I have paid on the 3rd or 5th of each month, every month without fail. I have since…
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What is accrued interest?
I have a N'wide credit card, which I usually pay off in full whenever I use it. However, I used it in April on holiday, & on my May statement, the balance was £1935. I was waiting for a sum of money to be paid to me, so I didn't pay the full amount. The minimum payment was £58, but i paid £100. Some of the transactions…
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dca dont have signed credit agreement
my cc debt has been passed on to a dca. i have asked them to send me the signed credit agreement and there reply was they dont have one and i would have 2 write to the cc company if i wanted a copy. is this normal practice or should the cc company have sent that on to the dca?:confused:
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Transferring to a 0% card in middle of 0% period
I've got 2 cards both with balances on at 0%. One of the cards is coming up to the end of its 0% period; can I transfer that balance over to the other card and continue to take advantage of that card's 0% - (yes, there is enough within the other card's limit). Or does the 0% only apply to the amount transferred at the…
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CC Advice.. I'm new to all this!
Hi I'm looking for some advice, in the near future around christmas time I'll be applying for a mortgage as a first time buyer. However with little credit history im worried I'll be rejected - a mortgage advisor suggested I take out a credit card to gain some history. Always steered away from them in the past as I hate the…
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Credit Card reclaim - MBNA
Hi, I wrote to MBNA and have had several telephone conversations to obtain my statements from them. They want to charge me £4 per statement, this will add up to about £90 - can they do this as I thought the could only charge up to £10 maximum for all statements? Thanks, Sarah
