FirstDirect, great or what

lopbri

Well after been turned down by First Direct for a card, bearing in mind i've been with them 5 years with Mortage, no missed payments, i was put through to an underwriter with a sense of humour,
me, why did you turn me down, never missed anything etc,etc
FD Yes i see, but you account doesnt look good
ME in what way
FD too many ad hoc payments
ME what does that mean
FD well, it means too many ad hoc payments
ME well i'm thick explain
FD too many gambling payments
ME (AHH yes the matched betting), i've been doing for 5 years.
FD not good, stop it
ME ok fair enough, shall i try in six months
FD Well i wouldn't bother
ME a year?
FD Well no, can't see you getting a card
what a great bank, if only others were as honest, when telling you to get lost

Parki_2

That seems a bit harsh. If you want to gamble and can afford it why is it any of their concern.

KonkyWonky

Parki wrote: »

That seems a bit harsh. If you want to gamble and can afford it why is it any of their concern.

Because at the end of the day its there money and you are not automatically entitled to get hold of it just because you want some of it.

They may deem a gambler as being a higher risk lender, I don't think anyone would dispute that either.