-
Halifax Credit Card
Does anyone know what Halifax consider ok with regards to number of credit searches in one year/six months when applying for their cash back credit card. I remember this question being asked before but can't seem to find the thread. Many thanks
-
too many applications
Hi i have applied for quite a bit of credit in the past 6 months i have been lucky on some and unlucky on others can anybody advise if a company such as aqua or vanquis give credit to people who have a lot of searches on there credit report as i applied for a barclaycard intial and got rejected which confused me a bit so…
-
Help wit getting credit
Hi everyone, I am spending this bank holiday getting into a bit of a panic! I currently have 4 credit cards (Virgin, tesco, halifax and hsbc). I was getting my finances straight a year so so ago and transfered all my balances (back at the time the banks were giving out credit easily) Anyway, 2 of these cards have had the…
-
which cards are reporting the new details to the credit agencies
with the new look and extra information being reported to the credit agencies, thought people may wish to share who is/isnt reporting the new information ( previous statment balence, previous payment, number of cash advances credit change limit, if only paying minimum, if you are on a promo rate etc) the cards on my…
-
aqua mastercard
guys, who do aqua mastercard search and what were the starting limits like. do they give instant decisions? cheers
-
Is this realistic?
I have had a student credit card with RBS for the past 4 years, and since i graduated last summer i decided to apply for a new credit card and close the RBS one down. Since i have a relatively limited credit history, and i have moved house multiple times in the past 2 years, i knew i wouldn't get a really low APR card.…
-
Can i transfer paypal funds into prepaid mastercard?
hi mates, i am new on this site:D,today i registerd on money saving expert:j,i have question so plz help me, have account on paypal i know i can transfer paypal funds into my bank aqccount,but i want to know, if i add prepaid mastercard in to my paypal account,then can i able to withdrawals money in to my prepaid…
-
Does it look bad if card is maxed out?
I have a Sainsbury's CC which I have only used for three very good LOB transfer offers. I pay the minimum each month to concentrate paying off other bills with higher interest. Now Sainsbury's keep lowering my available credit. I am not bothered about this as I do not use the card at all, but it makes the card look maxed…
-
No Credit Card?
My wife has never had a credit card, nor a mortgage. Does this mean that she will be at a disadvantage if she wants to get a mortgage, as she will have no credit history?
-
Credit Card V Authorised OD
Hi, Would like some advice please. Currently have a authorised OD with my bank - 1100 od. Looking to get this paid off within 6 months ( hopefully ) Which is the best way, can I get a 0% interest credit card and clear my OD in this way and then I just pay the credit card without having any interest charged. Can you get…
-
HBOS Credit Card: late payment enquiry
Hi all, My next HBOS credit card payment is due on Tue 5th May. I made payment over the phone on Friday May 1st, by using another current account (Clydesdale) and providing the sort code/account number details for the credit card payment to be made. The guidelines given by HBOS are up to 4 working days to make a payment…
-
MBNA £1 minimum interest
I've only be paying proper attention to my credit card statements for the past few months and this month I noticed that although I had only spent £4.88 on my MBNA card, I was charged £1.00 interest. Looking at the small print on the back of the statement, I notice that it says "You will be charged ..... a minimum interst…
-
WARNING - Card Fraud - BP Garage TEESIDE
LOCATION: BP SERVICE GARAGE. NORTON ROAD. STOCKTON THOUSANDS of Teessiders’ credit card details could be at risk after the discovery of an elaborate scam at a Stockton petrol station. PINS & customers’ card details for the past month bave been compromised. Anybody who used their card to pay for a purchase in the store…
-
Marbles Card APR increase
Funny because a few months back I was here singing the praises of they're new statement detail! Anyway, I balance transferred an amount away and have been making larger than previous payments to get the balance down. It seems now that they see me taking control of the debt and that they might be making less profit from me…
-
Paying off my credit card.
Ive come into a few quid and want to pay off my credit (Egg). Do i have to pay all it off (£2144),or would they except a reduced offer. Or would it be best to chalange the PPI first and see what happens.:confused:
-
Which card?
Could someone guide me to which CC would be ideal for an emergencey? or where i could compare? I wouldnt need that much of a credit limit as i dont want to max it out? Thanks in advance x
-
marbles credit card
Marbles took over the credit card company I was with. Their APR was higher than the other card, I tried to do a balance transfer online. This did not work so I rang Tesco credit card line. The transfer wouldn't go through because Marbles blocked it. Has anyone else had this problem
-
Fraudulent use of credit card
I am slightly concerned that on 2 separate occasions I have used my credit card quite legitimately on-line at play.com and amazon.co.uk and subsequent to both these occasions an amount of 10p has been charged to my credit card by mypocketpal.com. Unfortunately, mypocketpal.com was not a legitimate expense and for some…
-
Confused about best way to borrow...
Hi everyone. I need advice about which way to go about buying a new car. :confused: My current debt:- Sainsburys Credit Card - £3700 at 5.94% for life (£250 per month) Egg loan - £8300 at 6.70% (£300 per month) Egg Card - £0 with £9000 limit. My credit history is apparently excellent. :j Just bought a car for £5500. I have…
-
First Payment Advice
Hi There, I recently took out a Halifax ONE Credit card with 0% interest for 12 months, my payment due date is the 5th May and within the last three weeks I set up a direct debit from my current account to pay off the minimum amount from the credit card. However, I have never had a credit card and there's a couple of…
