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Halifax Credit Card
sscott5581
Posts: 663 Forumite
in Credit cards
Does anyone know what Halifax consider ok with regards to number of credit searches in one year/six months when applying for their cash back credit card. I remember this question being asked before but can't seem to find the thread.
Many thanks
Many thanks
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Comments
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Well, i am curious to find out as well0
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They allow up to a maximum of 15 in 12 monthsBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »They allow up to a maximum of 15 in 12 months
How do you know that?Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
Another 3% shaved off 10/12/08
ANOTHER 4 % June 09:beer:0 -
They wrote to NID an told them he had too many searches an the MAX they allow is 15 in 12 monthsthriftymomma wrote: »How do you know that?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Ah right! Interesting!Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
Another 3% shaved off 10/12/08
ANOTHER 4 % June 09:beer:0 -
Innocent_Guy wrote: »They wrote to NID an told them he had too many searches an the MAX they allow is 15 in 12 months
Sorry, who or what is NID?0 -
naijapower wrote: »Sorry, who or what is NID?
Never In Doubt, a poster here.:money:Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
Another 3% shaved off 10/12/08
ANOTHER 4 % June 09:beer:0 -
ooooooh i see. Thanks to Never in doubt.
Who am i to "doubt" him0 -
Thanks very much!0
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Innocent_Guy wrote: »They wrote to NID an told them he had too many searches an the MAX they allow is 15 in 12 months
That is true mate - got it in black and white and clearly tells me they declined me for exceeding their maximum allowed number of searches. They allow no more than 15 searches within the last 12 months, mine exceeded this therefore they are sorry but could not progress my application and to try again in 6mths where decision should be more favourable if my personal circs do not change.....
By the way, they are correct cos at the time I had 132 or something!
2010 - year of the troll
Niddy - Over & Out :wave:
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