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which cards are reporting the new details to the credit agencies

anna42hmr
anna42hmr Posts: 2,892 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 4 May 2009 at 4:35PM in Credit cards
with the new look and extra information being reported to the credit agencies, thought people may wish to share who is/isnt reporting the new information ( previous statment balence, previous payment, number of cash advances credit change limit, if only paying minimum, if you are on a promo rate etc)

the cards on my equifax report obtained yesterday that are reporting extra info are:

capital one platinum (for last 5 months, most recent update on 13.4.09)
Nationwide (for last 5 months, most recent update on 2.4.09)
Halifax (for last 5 months, most recent update 7.4.09)
mbna (was the whiteroom vip card) (account is closed as of 30th november 2008, however the last months info was reported to them on 11.12.08 with new updates)

the ones that havent so far are:
Llloyds TSB duo card
Egg (however the account was closed end of december, so they could have started reporting more recently than the others
Natwest (as above with egg)
Mint (as above with egg)

The only one of mine i am not sure of is the post office card as its not registered on my equifax seach at all (neither as a credit check or reporting to)
MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..

Comments

  • bigstevex
    bigstevex Posts: 919 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    For me
    Barclaycard
    halifax
    Mbna
    capital one

    But they all seem to be putting current info as info from nearly 2 months ago!
  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    Good idea for a thread. Next time I check my file will update.
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • anna42hmr
    anna42hmr Posts: 2,892 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good idea for a thread. Next time I check my file will update.
    thanks, thought it could be usefull for people to share the info
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
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