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igcomms.com
Hi all. Long time since i have visted this awesome site, but as is often the case, two problems have presented themselves, one of which i wish to post here. Friend of mine,Ray, received a phone call last night, asking him to confirm his credit card details. Which of course, he felt uncomfortable doing. They said that the…
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Life after Amazon Mastercard - where next ?
What cards are people looking at getting to replace the Amazon credit card - now it is being replaced with a naff Halifax one that gives no returns :confused: . I'm looking for rewards credit cards not cashback (as use BA Amex for most spending so really not that high a spend) for use where Amex isn't taken and internet…
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capital one account - due for renewal
hey all - first time poster here so please be gentle. I took out a capital one visa card to build up my credit rating back in May 2007, subsequently lost my job and struggled for apx 9 months but am now earning a reasonable wage and trying wherever possible to pay off apx £150pw on the card, however I don't seem to be…
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Post Office receipts and credit card numbers
Do Post Office receipts show the full CC number or, as is usual, just the last four digits? I ask, because I bough some stamps today, and needed the receipt to claim the money back but lost the receipt. Just wanted to know that if someone picked it up, would it have the full card number on it.
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Is it better to cancel a Credit Card Account of ask them to redue the Limit
I have 10 credit cards that I use for personal and work use. I use different ones for different things. i am trying to get a few more cards that will help me but I am being turned down by most cards now. I was abale to clear 2 cards and transfer the balances onto my barclaycard with 0% interest for a year. Preferably i…
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Experian, Equifax and Call Credit reports at £2
Apologies if this has been posted before but it is useful to know that instead of paying the hefty fees to the credit reference agencies to get your report you can demand them for the more reasonable fee of £2 under the data protection act. Remember they usually offer this service once-only for free, so this would be for…
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Advice on possibly removing a default notice from account
I opened a Marbles credit card account in 2004 at some point, but due to originally poor management of my finances I had charges applied. However I was out of a regular job and as a student I found myself unable to pay any more money towards the balance as the interest and charges alone amounted to too high an amount for…
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Keep getting declined for credit
Hi, After spending the last few years trying to sort out my credit history, I'm now at the stage where all of my previous problems have disappeared. No CCJs, and all of the old defaults have now gone. I now have one default (Vanquis, marked as settled on one CRA, but not the other) and a couple of late payment markers (no…
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Need a CC for Partner
Partner has come to the end of her interest free deal with Halifax and I am looking at getting her a long balance transfer deal wherby she doesn't she pays off the outstanding balance with a DD of £100 a month. Does anyone know of the best card at the moment. I know Virgin is good as I have one, but they don't have the…
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Using Credit Cards Abroad
Hi, I'm planning a trip round France in the next month that will incorporate lots of driving and therefore many Toll Charges. I thought that for ease i would take out an Interest Free Credit Card, pay the toll charges on this, then sort out when i get home. I'm not 100% sure if any CC companies would charge me a % rate for…
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Spending £15,000 per month on CC whats the best reward card to get
im spending £15,000 a month on my card. And i have been told i can get some massive travel rewards spending that kind of money. whats the best on to get (NOT AMEC THOUGH) i want to get free flights/holidays. Thanks
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Abbey Zero
Relaunched May 11th
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Best Rewards Credit Card???
I currently spend £15,000 pounds a month (yes fifteen thousand pounds) on my credit card and my accountant said i should really get a reward card as i could collect lots of points based on my spending. I would like holiday/flight rewards rather than anything else. i would like to stay away from amec because not many places…
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Need to work out Credit Card repayments?
Then click here: http://www.whatsthecost.com/creditcard.aspx Great free tool for working out the repayments to your liabilities....
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card apps + electoral roll
I moved a few months ago and am now showing up on electoral roll having sent my details in. I am thinking of doing an online cc application. I was at previous address for 3 years+. I think my credit record is ok for getting a new card, I checked my file not long ago. DOes it count against me that I've not been on the 'new'…
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Truly 'online' card applications? And 'online' loan apps?
There seem to be some cards you can apply for online and get a quick decision. However, are they any (if at all) that are truly online? a) Don't you have to send in verification details afterwards in the post? and b) often, don't you have to deal with someone on the phone who rings you up for further 'verification' stuff…
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BOS CC Interest Increase = What Should I Do?
I had an outstanding balance of £6,731 on my Bank of Scotland credit card. As I am trying to get my finances under control and not pay so much interest I applied for a Barclaycard Simplicity card with the interest rate at 6.8%. I received the card with a credit limit of £2970 and promptly transferred £2673 from my BoS…
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Declined Application - Help
Hi all, Sorry I wasnt sure which section to post this in. I recently applied for a phone contract with O2. It was refused which I was shocked by as I was unaware of any adverse credit. I requested a credit report with Equifax which came back fine. I have only 1 credit card which has always been up to date and my existing…
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Electoral roll credit score woes.
Evening all, Recently I signed up to CreditExpert in a bid to improve my credit score as I don't tend to have an awful lot of luck applying for credit. On my credit report I read that there was no record of my electrol roll registration against my flat (rented). I called up the council to make sure that I was registered, I…
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Should I close the card?
I wonder if you could help me? I currently have 3 CCs - Cap One, ipoints & tesco . All of them are clear but Im wondering if I should close the Cap one card as I don't use it and Im worried that 3 cards are going to impact on my credit rating? Thanks :beer:
