Which card?

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Could someone guide me to which CC would be ideal for an emergencey? or where i could compare?

I wouldnt need that much of a credit limit as i dont want to max it out?

Thanks in advance
x
Now a mother to my beautiful daughter Olivia
Born 10th Dec 2010 weighing 7lb 1oz
:D:A

Comments

  • debtdestroyer007
    Options
    try barclaycard platinum
  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
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    Halifax all in one?
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    Combo Breaker First Post
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    what counts as an emergency to you?

    what sort of credit limit do you want?

    will you pay the bill in full each month?

    are you employed?

    is you credit rating good?
  • Kataratarina
    Kataratarina Posts: 387 Forumite
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    what counts as an emergency to you?Me and OH live together and incase something breaks in the middle of the mth that needs to be replaced asap eg. washing machine

    what sort of credit limit do you want? just a few hundred

    will you pay the bill in full each month? yes

    are you employed? yes, full-time

    is you credit rating good? i done an experian check a few weeks ago and my credit rating with them was 999- very good, but yesterday i applied for an EGG card and got declined!:eek:
    Now a mother to my beautiful daughter Olivia
    Born 10th Dec 2010 weighing 7lb 1oz
    :D:A
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    Combo Breaker First Post
    Options
    From the information you give almost any CC would suit... it wouldn't matter much what the APR was as you plan to pay in full each month.
    I would suggest you ask your own bank first as they know how you handle your curent a/c.
    Use the CC regularly for normal things e.g. petrol; set up a DD to pay in full so you never forget to pay and also so you'll pay no interest.
  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    Options
    Well if you only want a couple of hundred, to be paid off every month and are being declined mainstream cards, I would try Vanquis.
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
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