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Credit card holiday protection question?
Hi all, Am soon due to pay the balance of a family holiday and wish to be covered by paying by credit card. However, there is a 3% charge for using a credit card from the holiday company. Am I right in thinking I could just pay 100.00 by credit card and the rest by cheque in order to receive the credit card protection…
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Style Financial Services/Style Card
Hi I have been getting rid of credit cards that I don't need and am left with one that is causing me problems. I have a Style Card that I got through La Senza and I can't seem to find a phone number that is in use to cancel it. Does anyone know if they are still in business and if so who I can contact to cancel my card?…
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I'm being driven mad by my Halifax credit card!
Hi, I'd really appreciate any advice on this, I'm close to boiling point! I've had a Halifax Marriott credit card for 6 months with a £2k limit. I called as soon as I got the card and told them that £2k simply wasn't enough as i wanted to make some large home purchases and they told me to wait a few months and call back, I…
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Asda credit card website
Hi Apologies if I am being dull. I've had an ASDA card for a while now and have always banked on line. Now it seems the website has changed/gone. Any suggestions where I can login? Thanks KK:confused:
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Credit Card - In Arrears....
Hi, I recently had a bit of a mix up with my bank cancelling a direct debit for my MBNA credit card. Because of this, my account went into arrears. I've taken the late charge on the chin, sorted the direct debit and now paid the arrears amount to get my card up to date. I was just wondering though; because I went into…
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Western Union
Hi guys, Basically, I recently applied for a credit card to get me through financial emergencies, but unfortunately the card got sent to my term-time address, which is not where I am for the next few weeks. Luckily my housemate is still there, and he was able to let me know the card details, and will be mailing the card…
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Anyone else got issues with Barclaycard Breathe?
Hi, posted on another thread about this card being a 0% on purchases for 12months and then finding out you have been charged interest and they are denying the offer ever applied. Are there more people who have gone through this? I am £500 out of pocket and want it back so would love some more people to come forward to put…
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Credit Card Surcharges
I need to pay the balance for some flights shortly and have been told by the travel company that payment by credit card will be subject to a surcharge. What is an acceptable percentage for this surcharge? If I go ahead and pay by credit card, I get protection under the Consumer Credit Act if anything goes wrong, but do I…
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Uk Secured Credit Card
I remember back in the day You could get a woolwich credit card which limit was secured to your deposit, is they a company who does it these days?. It was great I paid £5k got a £5k limit, 80% of the limit then Balance transferred it to Barclaycard!, then got my £5k back when i close my account. I have searched high and…
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Virgin late payment on interest
I cleared my outstanding balance on my virgin credit card, but incurred interest of £1.26 on previous purchases. Unfortunately I forgot to pay this until after 5pm on the day the payment was due. As the balance was made up of interest alone, should I still be charged late payment fee? the lady in virgin customer care…
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MBNA Balance transfer/Cheque *fee* now 5%!!?? Charges on the up?
I've just received a bog standard email from MBNA, "reminding" me that they give "great rates" on balance transfers.... Excuse me 1 second ... *rolls around on floor laughing* Marketing faff aside, I was shocked to see at the bottom of the email, in the small print it stated: Yes, you read that right .... 5%!! :eek: Is…
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Mint...
anyone know if they are ever going to have offers on cards again? I am holding an empty card with limit of £8.400 in the hope they have 0% offer again... is this likely to happen or am i waiting in vain??
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Is it possible to use a credit card to pay a bill by direct debit?
Hi everyone, I use my Tesco Clubcard Mastercard to pay for everything I buy, so I rack up my Tesco Clubcard points. I rang Tesco to ask if it was possible to set up direct debits to pay for my household bills too and they said yes and all I needed to do was ring each utility provider and change the direct debit details.…
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Problems with MBNA
Can anyone give us some advice? My husband has a credit card with MBNA. It is currently over its limit by a couple of hundred pounds. For the last 2 months he has nothing but harrassement from MBNA about it. Back in February he made a payment agreement with them & was told that because he had set up that agreement that no…
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Retain deals
I have 3 credit cards coming to the end of their 0% deals. I have tried to get a new 0% transfer deal, however i am being refused. Even though my credit rating is still good. If i contact my current card suppliers will i need to transfer onto a new card and threaten to close the card before they offer me a retention deal…
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HSBC Pre-Approval
Has anyone had any Pre-Approved offers from HSBC? If so please advice us of what they offered you and how you run your account. Any related input would be appreciated Thanks Innocent_Guy
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Amex Pre-paid cards in $ in the UK
Hi, I have some Aeroplan points (Air Canada loyalty scheme) and want to investigate trading this in against rewards. One of the few rewards that they will ship to the UK is a pre-paid American Express card for $250 Canadian Dollars. Question is, can that card be used in the UK? Thanks
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Experian - Linked Addresses
Hi all I recently queried with Experian why I had linked addresses on my credit file which went back further than six years and got this response: RE: LINKED ADDRESS INFORMATION We keep linked address entries on your report for up to eight years. This is to ensure that any relevant financial information at your previous…
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Anyone applied for a credit limit increase with Barclaycard recently?
They have recently offered me a 6.9% for life of the balance deal and this would be ideal for a MBNA A&L card which is soon to expire on its 0% and no doubt become extortionate (my standard rate is 21.9%). Only problem is, my limit with B'card is £5000, and I already have a balance of £4000. My A&L card has a balance of…
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Spend on Credit Card - AMEX
Long long time browser ----> first post! I recently went to a restaurant and when receiving the bill the writing was handwritten and hard to read. - The waitress read the amount wrong and I paid the amount on my credit card (AMEX). Yesterday I noticed that they had taken a further amount from my card (I did not chip & pin…
