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Retain deals
keithboy40
Posts: 303 Forumite
I have 3 credit cards coming to the end of their 0% deals. I have tried to get a new 0% transfer deal, however i am being refused. Even though my credit rating is still good.
If i contact my current card suppliers will i need to transfer onto a new card and threaten to close the card before they offer me a retention deal or should i ring up, tell them i'm thinking of leaving and ask if they will give me a new deal. What do you think. Will they give me a new retention deal without moving funds first.
The cards are with Alliance and Leicester, Barclaycard and tesco.
If i contact my current card suppliers will i need to transfer onto a new card and threaten to close the card before they offer me a retention deal or should i ring up, tell them i'm thinking of leaving and ask if they will give me a new deal. What do you think. Will they give me a new retention deal without moving funds first.
The cards are with Alliance and Leicester, Barclaycard and tesco.
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Comments
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Yes just threaten and see what they offer.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Just rang tesco, who said they will offer 7.9% for life of balance, however i have to transfer onto another card and back to them. How ridiculous.0
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keithboy40 wrote: »Just rang tesco, who said they will offer 7.9% for life of balance, however i have to transfer onto another card and back to them. How ridiculous.
Not bad really just a pain with the transferring about. Depends how easy you could find a brand new 0% card at the current time - i'm finding it increasingly difficult!0 -
The problem is that i can't get a new deal, For whatever reason. I just find it stupid that i need to transfer, when they could simply give me the 7.9% offer0
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