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Loophole (due to technical error): Egg-Citi $75 incentive
Shame I didn't post this earlier, as it was a $100 offer a few weeks ago. Now only $75. Anyway, to the point: On Egg website, they are referring applications to Citibank and paying money if you apply and meet some terms. See http://new.egg.com/visitor/0,,3_107592--View_2284,00.html However, there seems to be a bug in their…
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Credit card mess-pls help! Barclaycard transfer????
Hi, I use this forum quite a lot as a resource, registered and posted years ago but cannot find login details anywhere so have re-registered. I have several CC debts that need sorting, I was trying to follow Martin's shuffle advice with barclaycard but got nowhere this evening. I spoke with their Indian call centre twice…
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Abroad
Hi,I live in France and owe Barclaycard£5K which I pay via UK Bank.What happens if I cancel the direct debit? Will they chase me in France? Thanks
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CC, loan - new car?!?
Hi, I'll get straight to it. I have a loan @ £6400-round about-left for 54 mnths and in desperate need of a new car of around £3000. I spoke to the bank and ask to up my loan to £9400, which they said was fine but my payments would go up from £156 to £240 a month. My question is: Am I better off getting a 0% CC with £2250…
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Empire Direct
I have just purchased a £600 cooker from Empire Direct on Saturday 17 January 2009. Took out their extended warranty. Paid for whole deal by credit card. Collected and accepted the goods. No problems. The company have gone into administration today, Monday 19 January 2009. Can I reclaim my payment from my credit card…
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Paying off over draft with a balance transfer?
Hi, Is it possible to pay off a overdraft with a balance transfer? I currently have a £1600 over draft that I want to get on to 0% credit. I have heard in the past that only certain (normally high interest) credit cards allow balance transfers from overdrafts? If this is the case, could I use one of these and then balance…
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BT from someone elses CC
Hi all, i have several credit cards and i'm often offered 0% balance transfers which i use to swap balances around from other cards, which has helped a lot in getting my balances down. But what i want to ask is if it works when it is someone elses card to one of my cards or does it have to be the same name on the cards? If…
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Capital One Cashback Offer
Hi, Just been onto Capital One regarding my Cashback Payment, or lack of it as the case may be. I took the card out earlier this year (March '08 time) so I could take advantage of the cash back offer whilst I was on secondment for 6 months, hotels, dinners etc. In October '08 due to not using the card anymore I decided to…
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credit card
I owe my credit card £4000, is there anyway of stopping the interest. As I am only paying minimum payment each time.
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Notice of correction
Just a quick one if anyone has any experience or advise. I have applied a notice of correction to my credit file (About 18 months ago), explaining why i have defaults from 3 years ago, and one CCJ. This was explained to me as an option by Experian, which means that any credit applications are dealt with by a human and not…
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Natwest student credit card
Hello, I got a natwest student credit card last month, I've been spending on it. When do i have to pay it back or is it automatic ive seen a direct debit has been set up thanks
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Section 75 Refund
I have bought some goods via credit card from a furniture company which have been partly delivered. They state cash flow problems are preventing final delivery although the contract states they will deliver within 20 days. No one in authority will reply to email or phone calls although the showroom still answer the phone.…
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halifax credit card 42% apr increase
I was appalled to receive a letter from Halifax saying that they are increasing the APR on my credit card from 11.94% to 16.94%. Thats an increase of 42%. I've phoned them but they are saying its a business decision and there is nothing they can do. They reccomended I transfer my balance to another credit card provider!…
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looking for another 0% credit card
I currently have 4 but need to cancel one to move over to another 0% deal. i have Virgin and Barclaycard and need to move small amounts left over on Tesco and Sainsburys onto this new 0% credit card. I used to have Abbey which is MBNA and this has been merged with the virgin card as it is the same card. Hopefully with a…
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Virgin Credit card = awsome
Having just come out of the MBNA Platinum 0% balance transfer period, which I forgot, I recieved a bill for £70 intererst! :T :o So took up the virgin credit card, bloody helpful, increased my credit limit, transferred the money there and then, March 2010 = interest free! Direct debit set up to ensure I never miss a…
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Debenhams Credit Card
Since GE Capital have sold the Debenhams card to Banco Santander on 7th Jan 09 - Has anyone else found their Debenhams statement shows their payment taken this month and when they look at their bank account the direct debit has not gone through? I have rang them to point this out but am getting nowhere and being told not…
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Credit card transactions with no ID Validation
Just got back from a Holiday in the US, while on Holiday I was using my nationwide Credit card, and was worried about the number of transactions that were being put through without any signiture or being asked for ID, just given the receipt and the card back. Now I can see how the US got into such mess. Anyway, is there…
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RBS 0% offer for existing customer
Had a letter a while back from RBS offering a balance transfer 0% for 6 months. Forgot all about it until this morning, had a look and see that the transfer needs to be done before 20th January. Had a balance of £2,000 on the card so I made a payment through faster payments to clear that before doing the 0% offer. Says on…
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Transfering from Off-Shore CC to UK Based Card
We currently live in the UAE and are arranging to pay off our current debts there before we move back to the UK. The average credit card APR is around 30%, and they don't have the offers for 0% transfers or low APR lifetime rates. So, whilst being back in the UK for a trip home and seeing all the deals here for low…
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Taking Away Promotional Rates
Hi, Does any one know if theres anything you can do if a credit card company take away your promotional rate for paying a day late. The amount in question was paid on the credit card companies own site the day it was due, and credited the actual credit card the following day. As well as being charged the usual £12.00 late…
