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Capital one problems any help please
Hi there I have a cedit card with capital one and am having difficulty paying back due to hours being cut at work i have tried to speak to them about it but they keep saying they will send a self help pack out to me which i havent recieved now they say it is too late as the time has gone for me to be able to do that. Also…
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Not informed of Credit Card Interest Rate Change - What are my rights?
Hi Any advice greatly appreciated on this one. I recently transferred my debt to one of the interest free balance transfer credit cards. Problem is I forgot to set up the direct debit and ended up missing 1 payment. As soon as they told me, I paid the minimum payment no problem and that was that, or so I thought. The next…
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recent balance transfer to Virgin when should 1st payment be made
Hi all, got accepted and received card pin and welcome letter beginning of Dec, balance transfer was all done by 4th Dec, I have not used the card yet, just the transfer, I realised today that I have not received a statement yet to make my first payment to them. Can anyone tell me roughly how long it should be from BT to…
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CC monthly interest rate to APR?
Hi, I tried posting my question on DFW forum but got no replies... probably because this is the more appropriate forum! :j I'm trying to sort out my credit card payments but I've noticed that on some off them (ie MBNA) only the monthly interest rate is quoted and not the APR. Is it just a matter of multiplying the monthly…
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What Card To Get?!
hope this is in the right forum but im looking to buy a new computer it will cost around £1300 for my college course and im looking to put it on a credit card and pay it off in around 12-18 months, after reading all the articles on what card to get i end up getting confused with all of them, just wondered if anyone could…
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Paying Off Credit Cards
I have three credit cards which I am desperate to pay off. What is the best way to get them paid off as quickly as possible, should I try and get a loan ? I have recently returned to work after being unemployed due to ill health. I have had problems with making payments in the past but I am trying my best to get up to date…
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Credit cards given to persons with high debt
In 2007 , I was given a £5,000 credit card by a bank I had just changed to that day. I had high debts at that time , but the new bank still give me this credit card with this high allowance. Of course I spent the £5,000 and I am now trying to pay back this high amount. Do I have any chance to state that they are part…
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Credit Card Options
Hello, After a bit of advice really to anyone who is kind enough to give it. I am just over half way paying back my debts, things are going good and I am on target to be debt free by August 2009. I have already 0% balance transfered my debt all over the place and closed down most of the cards, however, I've still got…
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Card payment not debbited
I paid a card off on 27th November and they still havn't taken the money from my account. I've had the statement back and it shows I made a payment, they usually debit it within days though, is there a certain number of weeks I should wait before contacting them?
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payment protection on Egg
I have an Egg acount which I signed up for online. I have been paying payment protection, which I don't want. I'm sure I didn't agree to this so I asked for a copy of my agreement. They said that I couldn't have a copy since I signed up online. I requested that payment protection be removed in August (via the online…
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New to credit cards... Questions Questions!!
I've been doing some reading, and here's what's what. My scooter [my only form of transport!!] died a few weeks ago, I basically have to purchase a new one, and fast. I've been given a quote for a second hand one, with my old scooter [for parts] as a deposit... It's £530. Now I need to buy this, I have no other way to get…
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Cash Purchase Interest Charges
Help please! This month I paid off my credit card. Yesterday I discovered that a charge of £8.82p for cash purchase interest is showing. When telephoning I was told this was from Nov 25th to Dec ? I disputed this charge simply because I haven't used the credit card for either a purchase or cash withdrawel. In fact I…
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CapitalOne Free Travel insurance
Hi, I got a letter from CaptaiOne with changes in terms and conditions. The major changes are Interest free period reduced to 45 days Free Travel assistance and Travel insurance. No Change to 1% cashback.. Did anyone get this ? If so what do you think of the changes
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**WARNING** Egg's 2% Shell fuel cashback
Some Egg Card customers might be aware that they are offering 2% cashback on all fuel at Shell until March. Twice this hasn't been honoured for me. The first time Egg apologised and said that they were having a lot of similar complaints and gave me my cashback ... back. However, it's happened again and this is my email…
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Changing Direct Debit amount on Halifax CC
Have had a 12 month Halifax Purchase card for almost a year now and am aiming to pay it all off at the start of February which is when my next direct debit payment is taken. As its been on 0% I have been paying the minimum amount. Have just gone online and changed the amount from 'minimum payment' to 'outstanding balance',…
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Why would barclay blocked my credit card for no reason i just found in the branch
yesterday why would they block it they did not tell me.
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credit card
can i still apply for charges on card even when i have interest stopped for a few months.:o
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Best Reward Credit Card (with no spend limit for rewards)
I have been looking at the Thomas Cook credit card, but been advised that the total amount you can earn in rewards is £100 in 1 year, which seems very low to me. Does anyone know of a good rewards card (not cashback) that earns rewards with no spend limit ? Probably be spending around £60,000 per year on the card. Thanks…
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anyone got the address to natwest CC
Hi am about to try and get Natwest to remove a mark they put on my credit score in 2004 does anyone have the address i would need to write to? Thanks. Ps i anyone has a template or knwos where to get one that would be great :)
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Narky letter from MBNA!
hi all, This matter wouldnt have bothered me AT ALL! apart from the letter i recieved from them last week. The letter said on the lines of yearly review and due to the change in my circumstances they have put my credit limit from £6000 to £200! ! ! ! YES! the change being it was nearly maxed out and we paid it off IN FULL!…
