Credit cards given to persons with high debt

bladon

In 2007 , I was given a £5,000 credit card by a bank I had just changed to that day.
I had high debts at that time , but the new bank still give me this credit card with this high allowance.
Of course I spent the £5,000 and I am now trying to pay back this high amount.
Do I have any chance to state that they are part laible for this £5,000 , as they should assessed me as not being a good creditor ?

IWantToBeFree_2

I highly doubt it, no one forced you to spend the money did they?

dazzaofdagenham

but have you not now used 5K worth of goods and services ?

_Andy_

Friday troll, anyone?

edit:Not on a Wednesday

clio

NO - they didn't twist your arm when spending on it. So your in this mess all by yourself. I know it's blunt but no point in beating around the bush.

clio

Andy
but it's only wednesday lol.:D

_Andy_

clio wrote: »

Andy
but it's only wednesday lol.:D

Good point well made. You can tell I wish I wasn't at work today!

clio

i was as well until 1pm. still the day's nearly over now so you will be home soon eh

MissWorzel

Is this a serious question? :-/

MoaningMyrtle

I think this is a joke myself.

vikingaero

bladon wrote: »

In 2007 , I was given a £5,000 credit card by a bank I had just changed to that day.
I had high debts at that time , but the new bank still give me this credit card with this high allowance.
Of course I spent the £5,000 and I am now trying to pay back this high amount.
Do I have any chance to state that they are part laible for this £5,000 , as they should assessed me as not being a good creditor ?

Hi Bladon,

I think you're right. No bank should have shoved this credit limit at you. To do so was negligent on their half.

It's obvious that you're not a responsible adult so you should close all your bank accounts and credit card accounts in case you tempt fate and we wouldn't want that would we?

Please get your mum to accompany you on all your shopping trips because it would be irresponsible of you to allow a retailer to be placed in a situation where you are not mature enough to form a simple contract.