Best Reward Credit Card (with no spend limit for rewards)

darren72

I have been looking at the Thomas Cook credit card, but been advised that the total amount you can earn in rewards is £100 in 1 year, which seems very low to me.

Does anyone know of a good rewards card (not cashback) that earns rewards with no spend limit ?

Probably be spending around £60,000 per year on the card.

Thanks in advance

_Andy_

Hi Darren

I guess it depends what rewards you're after.

E.g. I have MBNA Virgin Atlantic Amex Black - annual fee is £115 but based on your spend it would give you 120k Virgin miles, which would give you an Upper Class return to the states (plus tax) and leave change.

darren72

Thanks for your reply.

I'm looking to use the rewards for a holiday/travel.

It would need to be Visa or Mastercard, as most of my spend is at places that do not accept Amex

I looked at the Thomas Cook credit card, which looked ideal, but they only give you a max of £100 rewards per year

Spark

I have an MBNA Rewards card, it's a bit lost on me, I don't spend much on it, but I don't think there are any limits to it.
http://www.moneyexpert.com/Credit-Cards/ProductDetails.aspx?affiliateID=1&provider=MBNA+Europe&productID=132310&productTypeID=1

bitterSTAR

If you're gonna spend £60,000 in the first year, getting the AMEX Platinum cashback card would earn you £1,035 cashback in the first year.

darren72

The transactions are business transactions which if I earn cashback, I believe would be taxable ???? - where-as reward points wouldn't.

Spark - Do you know if there is a webpage anywhere that tells you exactly how many of the MBNA reward points you need in order to redeem against particular travel/hotels, etc ??


Thanks

Gooka

Lloyds Airmiles card? Good for travel etc. I think if you spend over £15,000 on it in one year you can get a free companion air fare to anywhere in the world - so if you spend £60k you could pretty much get free lights to Australia, return. Not sure if there's a limit on what you can earn, but I doubt it...

Check out the airmiles website - if you apply through that you get a voucher for 1500 airmiles just for applying (flights to europe free!).

stuart.pinfold

Gooka wrote: »

...I think if you spend over £15,000 on it in one year you can get a free companion air fare to anywhere in the world...

Do you have a source for this? Can find no mention of anything like this in either the Lloyds or Airmiles T&Cs.

(I know you said "I think" - so just asking if you're thinking of something else or whether I can make use of this offer as a qualified Airmiles junkie!)