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Barclaycard credit card limit!!
appllied online for a Barclaycard cc to transfer a small amout from a cc that is running out.(0%) had an email today to say my hubby had been given a limit of £10k, we only needed £4k so can't believe the amount they have given us? seem strange when they say people can't get credit why have they given us so much?
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If you apply for a bank account online and they send you the papers thought the post
Which you have to send your indentifications, how long does it take for them to process your applications and to get your bank account open and get your cards, i need to put money in quick thanks for your help;)
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Egg - won't let me up my payments (anyone else had this problem?)
Two months in a row now I have logged in and changed my regular payment amount, yet they still keep taking the old amount. When I log in to check it seems my request wasn't saved. Am I doing summat wrong? Or does this happen to other people too? (Perhaps they don't want me to pay the balance off faster?) Thanks
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Bank of Scotland CC
Hi there Just a quick question. I have a Halifax All in One Credit Card and the 0% deal comes to an end in 2 months. Will I get declined if I apply for the Bank of Scotland All in One Card as its the same parent company?
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Paying credit card
Hi i have just had my first credit card a natwest one and i have spent on it and was just wondering i have not had my first bill for the month through yet but i do online banking, so i was wondering even though i haven't recieved my first bill yet can i pay some off towards it? thanks
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virgin 0% start date
last month i applied for a virgin 0% card as i needed a quick £4000, it has just come this morning, but i no longer need the card as i found another way to get the money. this seems a waste of a 0% card so i was wondering when the 16 month 0% period begins? ie, if i dont activate the card, will my 16month period begin…
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Sickness,unemployment,redundancy cover on c.cards
Hi Any one know what claim back situation is for credit card where someone has been paying the monthly per £100.00 insurance cost but then find when trying to claim it does not pay out because of not being up to date following business closure? Thanks
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Lloyds TSB Airmiles Duo card
Acting on the top freebies in November, I obtained the Lloyds TSB Airmiles Duo cards. The freebie was 1,500 airmiles if £10 was spent on it before 31st December. I paid my dental bill of £108 on this card on 3rd December. My credit card bill has just arrived and credits me with just 2 airmiles. What's gone wrong?
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Credit card company is taking money from my bank account can they do that?
We owe Abbey about £5000 on credit card and cant afford min repayments we have recently contacted CCCS to sort out a payment plans for all our creditors... we sent all paper work to all companies etc... we have had phone calls from abbey day, night and all over christmas demanding their money (which we was kindof expecting…
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Not sure what / who to go to ?
okay, my virgin 0% card is due to come to an end in march. i also have a m&S card at 18.9%. i have thrown everything i can at it in recent months but it is still sitting with a 600 balance. Both these cards are in my name. the only financial stuff that we have 'applied' for in the last year would be: * new mortgage package…
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Cheated - What can I do?
Hi I've made a purchase online with my credit card in Euros. Waited a few days for the transaction to complete, and tried to pay it off in full. When I rang the Credit Card payment line, the person I spoke to told me the amount due to clear the balance was £x. I requested to clear this balance in full and was told that…
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2nd cardholder
I had a Natwest Gold card and in 2005 I went personally bankrupt. There was a facility to take a 2nd card for my wife which I did ,but I was the only registered cardholder. They said that my wife is liable for any debt Is this correct? many thanks for any views on this storeton
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aarghh forgot to pay bill on time-nationwide?
so :mad: at self. After paying my Amex twice earlier this month, I just realised I hadn't paid my nationwide gold card bill, minimum payment was due on the 27th (saturday), what with christmas, working and generally being sick and having a hectic life, I just completely forgot :mad::mad: I have just transferred the money…
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Car on credit card
Hello My partner wants to buy a new car. Have been looking at 0% finance but this is only available for new cars. Would it be possible to pay for a 2nd hand car using a long 0% purchase credit card? Has anyone had any experience of any dealers accepting credit cards to pay for cars? Hope someone responds Thanks.
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New credit card questions
I've been accepted for my first credit card - a Natwest Classic. I am really chuffed about this, but I've been living off debit cards for the last eight years and, as I understand it, there are quite a few differences with credit cards. I have thoroughly read the terms and conditions of the credit card, but doing so has…
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Reducing credit card limit
Is this worth doing? Iv got an 8k limit on my barclarycard, iv only got 1k outstanding, once this is paid off il be looking to do a balance transfer of just over 3k So to the point, iv been thinking about asking for the limit to be reduced to 4k as i really dont want to spend anymore on my cards Thanks
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clear card balances in full- any tips ?
I am going to attempt to pay off 3 credit cards in full following a small remortgage, but as i will not quite have enough to clear the total ammounts, and having paid huge interest costs for over 10 years, I would like to know if there is any way that i could negotiate a reduction (even a small one!) as i need to start the…
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in credit with credit card
I got into credit on my egg card as i was paying it off and now i want to close the card down and have my credit back. ive tried calling them emailing them twice and wrote a letter and still over a month later they still wont close my account. Its £68 in credit. what can i do. They just give the excuse its with that…
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Balance pain in full - interest added after?
Hi, im fairly new to the forum here and just thought i'd ask a little advice regarding a credit card. A little while back my OH paid her credit card balance on a CapOne card in full via a debit card. A while later she recieved some phone calls stating that a payment had been missed. She explained that her balance had been…
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DC Cook Direct going bust
Can I outline what has happened to me and hopefully you can give me some guidance. I ordered a Ford Mondeo Titanium Estate 2.0TDCI (with factory fitted roof rails) - Price was my existing p/ex and £11500. On 18th March 2008 I put a deposit of £99 down using my Virgin credit card. I then paid a further deposit of £401 (to…
