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clear card balances in full- any tips ?

I am going to attempt to pay off 3 credit cards in full following a small remortgage, but as i will not quite have enough to clear the total ammounts, and having paid huge interest costs for over 10 years, I would like to know if there is any way that i could negotiate a reduction (even a small one!) as i need to start the new year debt free, with credit rating intact !

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    In a word, no!

    Get ready for some more, er, lengthy replies. :D
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    no and ..

    make sure you use the money to pay off the debts with the highest interest rate first
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