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question about ppi
hello just a quick question in regards to ppi does anyone know if you were to claim this for being out long term sick from work are you still able to use your card if you keep paying it off some of your balance as well or do they freeze you card stopping you from using it ?? thanks in advance telboy71
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Irritated with HBOS
I don't know if this is relevant on this forum but I need to get it off ny chest! My partner and I have a joint account which we set up 3 years ago when we moved in together. He recieved his new card and I didn't so I called and they said it had been sent out to my address so it shouldn't be long. So, as it happened, a…
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Ommissions from Credit file
I Have just checked my ctredit file using Credit Expert and I'm not sure whether or not the following ommissions matter - I have current accounts with Barclays and Nationwide, and 2 credit cards - Mint and Barclaycard. However on my credit file all they have is the Nationwide current account and a credit card from them…
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help needed re credit card and income please
Hiya I was wondering if someone can help me,I have posted on mse before but forgot my blooming password so have set up a new account but I hope I am posting this in the right place.Basically my partner has a credit card that we both used for things when we didnt have a lot of money etc but we are paying alot of interest at…
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What debt are considered a good debt ?
What debt are considered a good debt ?
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0% Purchases on Credit Cards
Hi, I'm new to this so hopefully someone can give me some advice please? I owe £800 for my TV on a buy now, pay December 2008 deal. I could pay this off in December but I've seen credit cards with 0% on purchases until Oct 2009 (Capital One) so I'd rather keep it in my ISA for a bit longer. I was wondering if I paid for it…
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Capital One Platinum 0% deal
Just a quick question as to whether or not I may be accepted for the deal running to Nov 2009. I've been told I have a reasonable credit rating but not sure it will meet Capital One guidelines. Basically due to travelling/working abroad (though registered on UK electoral roll at my parents' during this time) I didn't…
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Cancelling unused store cards
After using the quick credit checker tool, I realised I have some store cards I never use and should therefore cancel. Should be no problem with my Argos and Style cards, but my question is, I used to have a New Look card several years ago, which I can't even remember if I ever used. I don't think I still have the card, or…
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1st credit card advice
I'm a student at uni, and looking for a bit of advice about getting a credit card. Thankfully I'm just about OK money wise, so I'm looking into getting a card more for the extra piece of mind when shopping online. I would be looking at buying online on the credit card then paying anything off straight away Obviously any…
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Capital One Online
Evening All, Today I registered for Capital Ones online service, I did this `cos I wanted to pay my credit card online. after I had logged on I went to the pay bill tab; and it asked me to register my debit card details, now here`s where my problem lies, the section has a message saying that at the moment they are unable…
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Query re past problem with CC and credit rating
A while ago I had a capital one credit card (Jun 01) and I paid for PPI to cover in case I lost my job. In Dec 01 I lost my job so decided to claim using PPI. I tried contacting the insurance company who said they would send out a form to claim, I never received a form and for the next few months I tried contacting both…
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Citi Shell Mastercard application issue
I've just applied online for a Citi Shell Mastercard - on submitting the form I get this message: "Thank you for taking the time to submit an application for a Shell MasterCard from Citi. However, we have identified an issue while processing the information you provided. If you have any questions please do not hesitate to…
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Paying for your credit cards..........
Do you think there will come a time when we will have to pay to have a credit card?
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cc full & final settlements
I have a capital one cc which i owe £1000 if i offer a full n final settlement of £700 r they likely to agree to this? has anyone done this b4?:rolleyes:
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Barclaycard Gold Card ?
Hi All, Well just a quick story, two years ago I signed up for a Barclaycard Initial at 28.9% I they gave me it but with only a 300 limit. Anyway in Jan 2008 I called to cancel as I had recived my new MBNA card at 15.9 with £2500 limit, the lady on the end of the phone, said she could change me to a plat card and increase…
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Credit card or Loan
Hello all, I'm a recent graduate after some advice. I'm looking to buy a car and want to lend no more than £2500 and to pay it off over a year. My credit rating is fair to poor due me having little or no credit history. Can anyone give me any advice as to whether I'd be able to get a credit card with zero percent on…
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dh seems to be paying for ppi but we never signed anything for it??
just had a cca and all my dh statements for his egg cc. he has been paying every month for ppi but i cant seem to see where he agreed to it?the cca is a online application and has tick boxes for sig but nowhere on it has anything about ppi (not even a tick box)?:confused: does this mean we have been paying for something we…
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Charged £12 for missing a Direct Debit on a cancelled card
Hello, I cancelled my MBNA Credit Card start of August, after paying off the balance in full 30th July 2008 (£874.99), the minimum payment needed to reach the account by 06/08/2008. At the time I cancelled, the advisor on the phone instructed me to cancel the Direct Debit, which I duly did immediately after the phone call.…
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Advice needed: Short term credit card
I've never owned a credit card before but now need one for car hire abroad. I just intend to use it for the car hire and then cancel it. Can anyone recommend the best one? Also how long do they usually take to come? I'm going on holiday on 9/9/08!
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Transferring Purchases
I have a credit card where the balance transfer period is longer than the purchases. My question is - could I balance transfer all the purchases when the 0% ends in October and would the 0% remain on the balance that I transferred. I did this before reading this forum and am now much wiser on the transfers versus purchases…
