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Oxo Tower added Tip to drink bill - Con !!!
This is something we used to hear about often, but which I had thought was no longer a problem. On Saturday night, I had dinner at the Oxo Tower London, with my wife and another couple. We were on a weekend break in London. When we arrived, I bought a round of cocktails. I placed the order eventually, after a very long…
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Another one suckered by Virgin! 29.9%
I know this has been covered in a past thread but I am so disgusted by the way I have been treated by VIRGIN, I feel I must start another! My card has £5.500 on it, my rate was 15.9% now I face a hike upto 29.9% in August!!.....SCANDALOUS! How can they do that?...as I've just been informed by their representative it's…
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Fast Credit Card Application
Hi I am traveling to Spain on Weds 6th August and need a credit card to hire a car. Only have a Visa debit card which is not accepatable. Does anyone know of a Credit Card company that offers a fast application process, would be willing to pay extra. Thanks
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Bought a house - new credit card?
Hi all, Have recently bought my first house (well, should be completing this Friday), and really need a new 0% balance transfer card ASAP. I already have a credit card with about £2,500 on it, and am currently paying about £80 interest on it per month. I can't afford at the moment to pay anything more that the minimum…
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Paying the minimum on credit cards
I received my Natwest credit card 16th of July. My first statement is due mid August. From the 16th of July (when I received my card), I have been using ym Natwest credit card for purchases and making payments to my credit card to credit my account. As I have set up a direct debit, will I still have to pay the minimum on…
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Balance transfer between cards in different names?
I was wondering if anyone could help me. I was wondering if it's possible to transfer a balance from one card to another if the cards are for different people? e.g Mr A has a balance and wants to transfer it to a card under M B's name.
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Virgin Money (MBNA) Potential Problem
A month ago I transferred a balance of £10,000 to this credit card with 0% Fee and a 2.98% charge. I cancelled the direct debit for the full clearing of the balance at the end of each month (I did this on the 15th July), and setup a standing order of £500.00 per month to be more than the payment required monthly, and begin…
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Is this allowed!!
I have just come home to my most recent credit card statement and cannot believe what A & L have done..... My last statement at 4071.48 balance made me think i should clear it.... so I phone up A & L and got a loan to clear the balance. Then as the minimum payment of £76.19 was automatic I paid the remainder of £3995.29…
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0 balance credit cards
Hi all, Was going through my credit cards and I have at least 6 credit cards with a zero balance; should I keep them or should I close the accounts and cut the cards up? I know you're probably wondering why I have them; well, a couple of years ago I was a 'credit card tart' - I loved balance transfers when they were FREE…
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Nationwide Comic Relief Card
"Nationwide's contractual commitment to Comic Relief to provide the Nationwide Comic Relief card will come to an end on 28 August 2008" I had a look at their website and the only alternative is Classic or Gold card. I'll keep one CC from NW because it's good for commission-free purchases abroad. I thought there would be a…
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had an offer do i accept??
hi i tracked down 8 credit card companies ive previously used and have claims in with all of them at present with interest. egg was an interesting one they say they have always charged £12 so refuse to pay up but on recieving copies of previous statements i realised they have charged me payment protection i hadnt…
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Abbey National, Experian and bad credit!
[FONT="]Hi guys, I'm new to the board was hoping somebody might be able to offer guidance. Strap yourselves in as this is a big one! I have basically had issues with my bank since September last year. I undertook independent travel to Australia and South America departing September 07 and returning May 08. I traveled…
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Abusive additional card holder
About 2 years ago I made the mistake of giving someone else access to my store card. He set up a diret debit to make the payments and to make matters easier and as a matter of trust i allowed all statements to be sent to his address. Problem is he didn't pay up and last month I came within an inch of a CCJ and as I plan to…
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Payment Protection?
I paid off my Halifax visa card in full and haven't used it in almost 12 months. Last month I received a statement stating I owe £24 payment protection. I have no intention of using the card again so have no wish to pay this charge. I intend to call them regarding this but wondered if anyone had a similar experience?
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MBNA - Card Suspended
Hi dont know if you can help but i was in financial difficulty and went to the cccs last year, MBNA cleared the arrears and now make a fixed payment each month with no interest added. I am likely to be in a position soon where I will be back to normal. If I was to call them and tell them would my card be unsuspended??? Thks
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Paying off credit cards with a deal???
Hi, Has anyone ever made an offer to pay a credit card of in full but not actually pay the full amount? e.g credit card balance is £3300 but offer a lump sum of £1500 to wipe the whole account balance off?? Thanks
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Paying off M & S card
Hi There's probably a simple answer to this ...but I'm not sure! My sister wants to pay off her M & S card which has high monthly interest payments - and transfer this to her barclaycard which is cheaper. Will M & S take this arrangement over the phone, or is there a better way to sort it out? Cheers Nel:confused:
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Lloyds o/d -> Egg Money -> Barclaycard
Hello, I've been trying to transfer my o/d onto a cheaper rate. I have a Barclaycard with a large limit and would ideally like to transfer it onto here and pay it off on the 6.7% for life rate. Unfortunately Barclaycard take o/d transfers as cash advance and so the rate on this would be 29%. Someone on this website…
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Legal Advice Needed!
I recently purchased an item from a television shopping channel; when the contacted me for delivery and card details i was asked if i wanted to join a big savers club for a months free trial; the only cost would be £1.99 for P+P of the catalogue; at least twice i said no. 3 days later (today) i have checked my online…
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What's the deal with credit cards?
This might seem like an obvious and/or stupid question, but what exactly is the point of credit cards? I know that technically, it's a loan of money from a financial institution at a cost to the borrower, but as we're all spending so much time trying to get out of debt, under what circumstances is it acceptable to use a…
