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MBNA - Card Suspended

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Hi dont know if you can help but i was in financial difficulty and went to the cccs last year, MBNA cleared the arrears and now make a fixed payment each month with no interest added.

I am likely to be in a position soon where I will be back to normal.

If I was to call them and tell them would my card be unsuspended???

Thks
Dmp Mutual Support thread member No 82

Comments

  • latecomer
    latecomer Posts: 4,331 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I would have thought given your previous issues with them that they probably wouldn't or at least not without a low credit limit and high interest but then you wont get anything if you dont ask.
  • xgingerx wrote: »
    Hi dont know if you can help but i was in financial difficulty and went to the cccs last year, MBNA cleared the arrears and now make a fixed payment each month with no interest added.

    I am likely to be in a position soon where I will be back to normal.

    If I was to call them and tell them would my card be unsuspended???

    Thks

    You can ask for your account to be reinstated. You'd need to have made the last 3 payments on time, have nothing in arrears, and your account must not be with a 0 balance. If you satisfy these criteria, the suspension can be lifted. (If your account has a 0 balance, you'd unfortunately have to make a fresh application).

    Hope this helps.
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