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Credit card cheque??
Hi all, My b/f needs to do some repairs on his house of about £3000 and unfortunatley does not have the cash to do it straight away. He was going to take out a loan however, i wondered if we could get a Halifax 0% Credit card (on purchases) for 10 months and write a cheque the builder and then pay off the balance within 6…
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I need some help.
Hi I am a newbie so I'm sure this question has been asked many times before, so please indulge me, as I need some help and advice. I am in a bit of a mess finacially but my main concern is with one of my Credit Cards. I have £4,400 on an MBNA card, which until recently I have been managing to pay off the minimum amount…
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Barclay card = THEIVES?!?!
Good day all, This is my first post - so I hope it's in the right place... I have just had a particually nasty experience with barclaycard and wanted to a) check if anyone else had and b) warn people about it. I took out a Barclaycard Platinum Card because it had a very attractive 0% interest rate on balance transfers for…
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Credit Card Direct Debit
I apologise if this question has already been asked! Basically last month I paid off my credit card by transferring the balance to a new 0% interest card, therefore I had a balance of £0 on my original card. A few weeks later I consulted my bank statement and found that the card company had taken a payment as if the…
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How many credit searches is to many...
Hi, me and my girlfriend are looking into getting several 0% credit cards, sticking all the balances into a high interest account via an egg money card. I have read all the stoozing info, and believe it is something i would like to try, so, my question is this.. How many should i apply for, should we just apply for as many…
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Skycard paypal cash advance fee
I've just been stung for a £2.99 cash advance fee using paypal. The transaction was with ladbrokes (£25) Now I would never use a credit card to withdraw cash or to fund any gambling transactions but in this case as it was via paypal I thought I would be in the clear. Do skycard assume all paypal transactions as cash…
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Capital One - 17 months 0% on BT's
Capital One have today improved two of their card offerings. The BT + Purchase Card now has 17 months* 0% on BT's. The Platinum Card now has 16 months* 0% on both BT's and purchases. Both products have a 3% BT fee, and require an "excellent credit rating" (as defined by Capital One on their website).…
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Can A Credit firm do this..??
Sorry if this is posted in the wrong catergory but didn't know where else to post....hope someone can help. Thanks! I opened a Next account some months ago made an order paid it off straight away, and I would continue to order monthly and pay it all before the next statement was due. Then recently I recieved a letter from…
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had the amex cashback card for 3 months, can i close it now?
hi, i have had the 5% amex cashback credit card now for 3 months. seeing as the 5% cashback has finished now can i close the account now and still get my 5% cash back that i have earned? thanks :confused: :beer:
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capital one
Hi,does anyone know which credit reference agecny Capital One use.also are their cards any good
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Noob Help_ Cash Plus Credit Builder Card
I recently applied for a credit report as i have been constantly refused for a credit card. The report basically didnt tell me much, just what i had applied for over the years, what accounts etc. I think my main problem is that i had a credit card i was late with my credit card payment (over 5 years ago, being young and…
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Stopping Credit Card interest/Reducing Payments
Hey guys, I have a Lloyds TSB Airmiles Duo Amex/Mastercard which is currently exceeding it's £1,000 limit. I am a student, working 13 hours a week behind a checkout. Through this, I ear about £300 month, of which approx £200 is already going on household bills and other loans (laptop, mainly). I am having real trouble…
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Can I Transfer Again
Transferred my credit card from halifax to virgin and started getting my 0% 3/4 months ago. However i was desperate for money and i had to end up useing my virgin card!!! Now am paying intrest now. So can i transfer to another credit card to get 0% Or will i need to stay with virgin for a period now?
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0% Credit Card Ending soon when do i pay it off
Hi, I have a 0% credit card introduction end date 12/09/08 on purchases, I fully understand not to spend on this card after this date. My concern is I have just paid a minimum payment “To reach us by” 30/07/08 will that mean when my next bill arrives for payment on or around 30/08/08 I pay it off in full which would be…
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egg...can the do this?
hi, we applied online and got accepted with a 2000 limit, after contacting them on not reciving the card....they sent us a email telling us it has now been refused! i am so angry! has this happend to anyone else? thanks lisa
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Virgin payment dilema - what do you do with spare cash?
I have 1 debt. It is with Virgin CC on interest free for 15 months ending September 2009. Minimum payment will be taken in August for £25. The total debt is circa £13,000. I have managed to save/put aside £1,460 during July. I expect to save around £500 in August and then around £1,000 in September when OH returns to work…
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Cashback credit cards and ebay
This idea hit me out of the blue and there must be something i have not considered that is bound to make the idea fail - first and foremost is it leagal? I was reading about cashback credit cards and for some reason i was on ebay looking at stupid stuff that was expensive and was thinking to myself who would buy this stuff…
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credit card pay offs
Hi,am new here so please excuse any mistakes. i owe around 13000 to two card companys.i am able to borrow some money from a family member to make a big pay off.Can anyone tell me if i make an offer to the card people annd they accept a one off payment for less than owed how this will affect my credit rating now and futher…
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Getting cash off credit card
I have balance transferred 6000 pnds from one credit card to another at 0%. Now, the balance on the card was actually 4500 pnds. The reason for this was that I have to make a payment of 1300 pnds using my credit card and was trying to be clever. Unfortunately he funds are not going to transfer in time. I wanted to ask if I…
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HELP!! Paid my credit card off but they still want money
Hi I paid my credit card balance off quite near the beginning of the month, i specifically said to them "I've paid it early in enough in the month so i won't get anymore charges then?" they said yes, and then i get a letter saying they had tried to take £89 out of my account but the direct debit had been cancelled, I…
