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Noob Help_ Cash Plus Credit Builder Card

I recently applied for a credit report as i have been constantly refused for a credit card.

The report basically didnt tell me much, just what i had applied for over the years, what accounts etc. I think my main problem is that i had a credit card i was late with my credit card payment (over 5 years ago, being young and stupid) however all account were settled.

Ive wanted to apply for a credit card because im desperate to improve my credit scoring as in a few years i want to apply for a mortgage with my partner (who has an excellent credit scoring).

My last hope seems to be a Cash Plus Credit Builder Card. I just need to know the pros and cons, idiot guide style please, does it actually improve your credit scoring??

Many thanks:o :o:o:o:o:o:o

Comments

  • Tigsteroonie
    Tigsteroonie Posts: 24,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    post from BIGMOUND reported as abusive & poster as spammer
    :heartpuls Mrs Marleyboy :heartpuls

    MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remote

    :) Proud Parents to an Aut-some son :)
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