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Balance transfer between cards in different names?

I was wondering if anyone could help me.

I was wondering if it's possible to transfer a balance from one card to another if the cards are for different people?

e.g Mr A has a balance and wants to transfer it to a card under M B's name.

Comments

  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    You can switch credit card balances from family, friends or Dave down the pub.
    Please bear in mind though, the person whose card the balance is shifted to, becomes soley liable for the debt. If you were to fall out, you couldn't ask the card company to charge him or her for any remaining balance.

    From the lender's perspective, it's not a problem. If you request the transfer by phone, Customer Services may ask you for the name on the card, but this is purely an additional verification check. At the end of the day, the card company is after your business. They're not really interested in knowing who ran up the debt, as long as you, their customer, pay up on time each month!
    People who don't know their rights, don't actually have those rights.
  • lifeslove
    lifeslove Posts: 348 Forumite
    thanks much
This discussion has been closed.
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