-
RBS Group card
Hi, I have an Natwest Credit Card, can I still able to apply for a Tesco or Mint Credit Card? It's an immediate decision on there website, will they able to check my Natwest account history straight away. Thanks M
-
Is it worth complaining about interest rates?
Dear all, I have a CC with Virgin and a CC with Egg. Both have money owing on them, a roughly equal amount on each. However, I recieved a letter last week from Virgin, advising me they are raising my interest rate for purchases, balance transfers and cheques to 27.9%, but the typical APR quoted on their website is much…
-
What's cheapest way of using credit card for foreign currency?
I've got a MINT card and need to use it for spending money (about £300) in New York. Is it best to do a cash advance in the UK and then convert it to dollars in Marks and Spencers or is it cheaper just to use the credit card to buy the dollars? I take it using it abroad in an ATM will be extremely expensive. Thanks
-
Sex
No, not an advert for favours, a serious question, who is what gender on this forum site, I sit and type sometimes and wonder is this a lad or a lass, try to guess from the handle but you cant be too sure, so just for the record if you don’t mind telling everybody what you are (not what you like :D ) MALE or FEMALE or…
-
Another company offering same as Cahoot's Webcard
Hi all I am looking for suggestions for another company that offer a same service as Cahoot's Webcard (where you can generate a unique credit card no for each transaction) and one where this type of service is available as both a credit and debit card. Many thanks for any suggestions Cheers Paul
-
How much do I say I earn?
I currently have a credit card with about 4.5K on it with the bank my current account is with. The limit on card is about 6.5K which was recently increased so I assume they think I am credit worthy as well as profitable( I pay more that the minimum but not an awful lot more, I don't actually use the card that much, its…
-
Credit card with CCJ'S?
Hello, i need a credit card or loan...but have CCJ's does anyone know any places that are relaxed about this or that accept people with them or is there no chance? Any advise woud be great Thanks x
-
Do Credit Searches Really Affect Your Credit Rating?
I see numerous posts about too many credit searches having an adverse affect on your credit rating. I'm not sure they do. I think other factors have far more of an affect. My research is by no means scientific but based on my own experience. Last weekend I applied for three credit cards and a bank account in the space of…
-
Need some help to figure this out
I have a zero balance on my credit card, the statement day is today (27-04-08). On the statement it says i have to pay minimum by 22/05/2008. If i spend £2000 on it tomorrow, when do i have to pay it back without getting hit for interest, is it 22/05/2008? I thought you could get more than 4 weeks interest free? Thanks
-
Credit Card Query
Back in 2004 I used my First Direct Visa card to purchase some furniture. I called the bank to inform them that I would be using the card porior to making the transaction as I had in place a max limit of £500 for any single transaction. Transaction went through fine. Called First Direct to instruct them to pay the balance…
-
Paying Credit Card bills at other banks
I am a new to this forum, and I firstly apologise if this posting is in the wrong section (and hope admin will shift it if it is). My problem occurs as I have several 'sub-prime' type credit cards with Capital One and Vanquish, I do not have my own bank account as I use a collection of building society treasurer's accounts…
-
Card Advice Please
Hi, I have currently got a Halifax and a M&S CC. I am hoping to BT everything of these two cards onto a Virgin CC. I know from Martin's guides that you should never spend on a BT CC. What would therefore be the best thing to do from here regarding a CC to spend on? By spend on I mean spend and pay it off in full the same…
-
Egg Money card - have I been declined?
Hi all Just tried to apply for the Egg Money card online, as an existing Egg customer. Got to the stage of putting my bank and salary details in and pressed Next for a decision. All I got was a page with the words "sorry, we can't continue with your application due to problems at our end" and the only option was to log…
-
how do I find out which credit cards I still have?
I know that sounds daft so I'll explain! A few years ago (pre lbm) I had a lot of credit cards, they were paid off with a consolidation loan ( dont do it) which I am still paying . At the time I didnt cancel the cards just cut them up. Now I want to get shot of them completely but as I am not sent statements any longer I…
-
Quick Amex qu - when does my cashback period start?
I have been accepted for the 5% introductory rate and have the card but haven't yet used it. I was told by Amex that the 3 month 'clock' would start ticking down from the first time I use my card. Do other people agree with this or should I ought to start spending on it right away?? Thanks
-
Been turned down for everything
Hi I have been turned down by everyone Aqua,Vanquis,Capital One,Monument,Initial etc Is there any other credit card companies that have not been mentioned that might accept me? I do have a prepaid credit card bit wanted a proper one I dont care how high the interest is as I wont be paying it!! I hope someone can help…
-
Keep or close?
I have several cards currently with zero balance, or due to end next month, and wondered whether it's worth keeping any of them open - maybe try for a repeat deal :confused: LTSB Advance - keeping as have had repeat deals before Nationwide - keeping to use abroad MBNA Platinum Sky Mint - low credit limit so may as well…
-
Post Office Credit Card - Free cash with application?
Hi Guys I remember reading on this site somewhere that the post office were offering a cash incentive for a successful application for a credit card (think it was £20 or something) but I cannot find any reference to this either on this site or the post office site. Was I dreaming this? Is the offer still valid? Thanks
-
MBNA what a bunch of cowboys
I will try to keep this short and to the point, but I am fuming. Back in November I had an op rang them and they told me I could not claim of my Insurance that I paid every month as I was employed and self employed. Using templates on this site I said fine give me my money back this went on for a while even with them…
-
Same PIN for credit/debit cards?
On the back (shamelessly!) of another thread about "what have you got in your wallet?" there was mention of how many of us have the same PIN for our credit or debit cards. Thread here: http://forums.moneysavingexpert.com/showthread.html?t=878997 Out of curiosity do you have the same PIN for more than two of your cards?
